Rocket Companies, Inc.RKT

時価総額

$367億

PER

住宅ローン仲介・サービシングの米国最大手。デジタル住宅ローンとMSRを中核としたワンストッププラットフォームを展開。2025年初にブランド再編でRocket.comを取得。米国中心に展開、リファイナンス市場シェア12.1％。

	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income (loss)	9,399	6,072	700	-390	636
Depreciation and amortization	74	75	94	110	113
Deferred Income Taxes and Tax Credits	67	48	36	-18	29
Origination of MSRs	3,125	3,864	1,971	1,092	1,330
Change in fair value of MSRs, net	2,294	599	-260	679	584
Gain on sale of loans excluding fair value of MSRs, net	11,946	6,604	1,167	974	1,683
Disbursements of mortgage loans held for sale	316,702	352,969	134,327	78,281	100,481
Proceeds from Sale, Loan, Held-for-Sale	318,224	363,999	147,980	80,232	99,492
Disbursements of non-mortgage loans held for sale	-	-	-	163	281
Other Loans Held For Sale, Change In Fair Value	-	-	-	-	12
Share-based compensation expense	136	164	216	180	145
Due from affiliates	-7	-12	1	9	-5
Other assets	413	-87	-23	63	-14
Accounts payable	95	11	-155	55	10
Due to affiliates	21	-41	-1	-3	2
Other liabilities	151	66	-318	-154	101
Total adjustments	-11,077	1,672	10,124	500	-3,265
Net cash (used in) provided by operating activities	-1,677	7,744	10,823	110	-2,629
Proceeds from sale of MSRs	562	933	672	1,012	298
Net purchase of MSRs	-	-	-	101	738
Proceeds from Sale, Loan, Held-for-Investment	4	-	13	10	12
Purchases of investment securities, available for sale	-	-	-	5	-
Sales of investment securities, available for sale	-	-	-	6	-
Net decrease in investment securities, held to maturity	-	-	2	-	-
Purchase and other additions of property and equipment, net of disposals	106	118	93	60	68
Net cash (used in) provided by investing activities	517	-665	579	861	-495
Proceeds from (Repayments of) Secured Debt	-	-	-	-	3,341
Net payments on lines of credit	-	300	75	-	-
Net payments on early buy out facility	-	-	1,224	470	110
Proceeds from (Repayments of) Related Party Debt	-	-	-	-	-2
Proceeds from consolidated CFE, net	191	22	-	-	93
Stock issuance	7	42	38	25	41
Share repurchase	2,023	232	178	-	-
Taxes withheld on employees' restricted share award vesting	-	13	44	48	65
Increase in controlling interest in subsidiaries	-	-	-	3	-
(Distributions to) contributions from other unit holders (members) and Class A shareholders	-	-	-	-53	19
Net cash provided by (used in) financing activities	1,758	-6,921	-12,824	-624	3,279
Effects of exchange rate changes on cash and cash equivalents	1	-0	-1	-0	-1
Net increase (decrease) in cash and cash equivalents and restricted cash	598	157	-1,422	348	152
Loans transferred to other real estate owned	1	1	1	2	3
Interest Paid, Related Party Borrowings	3	7	6	2	2
Cash paid for interest, net	367	423	321	379	479
Income Taxes Paid, Net	56	77	13	-1	6