First Western Financial IncMYFW

時価総額

$2.5億

PER

富裕層向けプライベートバンク・資産運用の有力企業。信託、ウェルスマネジメント、商業貸出、モーゲージ銀行を展開。2018年のIPO、2024年の従業員321名、2030〜2032年償還の劣後債総額5,300万ドル発行。コロラド、アリゾナ、ワイオミング、モンタナ、カリフォルニアで20拠点展開。

概要財務

サマリーテーブルに戻る

	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income	6	8	25	21	22	5	8
Amortization of Investment Securities	0	0	0	0	0	-0	-0
Stock dividends received on correspondent bank stock	0	0	0	0	0	1	0
Provision for credit losses	0	1	5	1	4	10	2
Net loss on loans held for sale	-	-	-	-	-	-0	-0
Net gain on mortgage loans	5	11	29	16	5	3	5
Origination of mortgage loans held for sale	474	641	1,332	1,263	440	276	383
Proceeds from mortgage loans	486	616	1,239	1,418	466	280	370
Loss on disposal of fixed assets	-	-	-	-	-	-0	-
Depreciation and amortization	2	2	1	1	2	2	3
Net amortization of purchase accounting adjustments	-	-	-	-	0	0	0
Deferred income tax expense	2	-1	-1	-1	1	2	3
Income on company-owned life insurance	0	0	0	0	0	0	0
Stock-based compensation	2	2	3	3	3	2	1
Provision for other real estate owned	-	-	0	-	-	-	1
Unrealized loss recognized on equity securities	-	-	-	-	0	-0	-0
Net loss on loans accounted for under the fair value option	-	-	-	-	-	2	1
Change in accounts receivable	-1	1	-0	0	-0	0	-1
Change in accrued interest receivable and other assets	1	-0	4	-1	4	5	1
Change in accrued interest payable and other liabilities	2	-2	-1	-2	2	-2	1
Net cash (used in) provided by operating activities	18	-22	-93	166	48	22	-1
Maturities, prepayments, and calls	-	-	-	-	9	7	9
Purchases	-	-	-	-	-	-	10
Purchases of correspondent bank stock	-7	-1	-2	-0	-14	-41	-7
Redemption of correspondent bank stock	6	3	-	1	10	41	9
Contributions to low-income housing tax credit investments	-	-	-	2	0	1	1
Loan and note receivable originations and principal collections, net	-	104	414	163	488	110	-85
Purchases of premises and equipment	1	0	1	2	3	2	1
Proceeds from Sale, Loan and Lease, Held-for-Investment	-	-	-	-	-	41	6
Purchase of loans	-	-	-	-	-	1	23
Net cash provided by (used in) investing activities	-63	-116	-456	-46	-559	-66	66
Net change in deposits	122	149	470	207	200	124	-15
Payments to Federal Home Loan Bank borrowings	-	72	30	-	546	1,573	276
Proceeds from Federal Home Loan Bank borrowings	-	67	35	-	677	1,482	240
Payments to Federal Reserve borrowings	-	-	70	195	23	293	42
Proceeds from Federal Reserve borrowings	-	-	204	84	-	362	10
Repurchase of common stock	0	1	0	-	-	-	0
Proceeds from Stock Options Exercised	-	-	-	2	0	0	-
Cash paid for withholding taxes on share-based awards	-	0	0	1	1	0	1
Net cash (used in) provided by financing activities	109	143	627	112	320	102	-84
Net change in cash and cash equivalents	-	-	-	-	-190	58	-18
Interest paid on deposits and borrowed funds	8	-	7	6	17	72	90
Income tax payment	0	2	12	6	5	3	0
Cash paid for lease liabilities	-	5	6	5	3	3	4
Transfer of loans held for investment to loans held for sale	-	-	-	-	2	39	6
CECL adoption	-	-	-	-	-	5	-
RSI dissolution	-	-	-	-	-	1	-
Lease right-of-use-asset obtained in exchange for lease liabilities	-	17	4	2	1	3	13
Real Estate Owned, Transfer to Real Estate Owned	-	-	-	-	0	-	27