ZIONS BANCORPORATION, NATIONAL ASSOCIATIONZION
時価総額
$76.9億
PER
預金・法人融資などの地域銀行業の大手。商業不動産融資やウェルスマネジメントを展開、総資産約890億ドル（2024年12月31日時点）。2024年12月にシリーズG/I/J優先株を約3.74億ドルで償還。米西部中心の11州で404店舗、顧客数100万人超で展開。
| 2010年 12月31日 | 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Net income | -293 | 324 | 348 | 263 | 398 | 309 | 469 | 592 | 884 | 816 | 539 | 1,129 | 907 | 680 | 784 |
| Provision for credit losses | - | - | - | - | - | - | - | - | - | - | 414 | -276 | 122 | 132 | 72 |
| Depreciation and amortization | 373 | 300 | 215 | 131 | 129 | 151 | 123 | 179 | 193 | 188 | 86 | -14 | 110 | 140 | 124 |
| Share-based compensation | - | - | - | - | - | - | - | 25 | 26 | 27 | 26 | 28 | 30 | 33 | 33 |
| Deferred income tax benefit | -29 | 116 | 10 | -60 | 26 | -30 | -8 | 154 | - | -2 | -58 | 32 | -43 | -9 | -7 |
| Net decrease (increase) in trading securities | 25 | -8 | -12 | 6 | 36 | -22 | 67 | 33 | -42 | 76 | 83 | 107 | 93 | -22 | -13 |
| Net decrease (increase) in loans held for sale | 33 | -51 | 31 | -117 | -39 | 6 | -1 | -97 | -9 | 84 | 10 | -14 | -48 | 40 | -67 |
| Change in other liabilities | 242 | 19 | 27 | -2 | 42 | -6 | 1 | 29 | 74 | -14 | 57 | 13 | 892 | -299 | 3 |
| Change in other assets | -220 | -123 | -72 | -256 | 51 | 67 | 10 | 89 | -14 | 179 | 223 | 78 | 457 | -169 | -94 |
| Other, net | - | -2 | 26 | -1 | 31 | 14 | -3 | 29 | 25 | 18 | 29 | 112 | 46 | -57 | 35 |
| Net cash provided by operating activities | 1,461 | 1,097 | 766 | 877 | 454 | 535 | 596 | 928 | 1,176 | 697 | 719 | 629 | 1,470 | 885 | 1,148 |
| Net decrease (increase) in money market investments | 3,975 | 2,417 | 1,631 | -297 | 103 | -1,837 | -4,749 | -683 | 784 | -852 | 5,611 | 5,577 | -8,650 | -1,736 | 1,878 |
| Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities | 155 | 102 | 128 | 131 | 108 | 123 | 93 | 314 | 361 | 391 | 386 | 457 | 445 | 1,052 | 1,024 |
| Purchases of investment securities held-to-maturity | 87 | 69 | 87 | 155 | 165 | 61 | 416 | 216 | 365 | 209 | 430 | 262 | 399 | 41 | 62 |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale | 1,084 | 2,207 | 1,212 | 1,104 | 1,779 | 1,681 | 3,787 | 2,412 | 3,061 | 3,105 | 4,339 | 4,748 | 3,309 | 2,337 | 2,028 |
| Purchases of investment securities available-for-sale | - | - | - | - | - | - | - | - | - | - | 6,151 | 13,647 | 5,829 | 666 | 907 |
| Net change in loans and leases | - | - | - | - | - | 634 | 2,102 | 2,135 | 1,943 | 1,957 | 4,687 | -2,814 | 4,628 | 2,103 | 1,714 |
| Net change in other noninterest-bearing investments | - | - | - | - | - | - | - | -105 | 14 | 172 | 79 | 63 | -298 | 183 | -46 |
| Purchases of premises and equipment | 79 | 78 | 69 | 89 | 176 | 157 | 196 | 169 | 129 | 117 | 171 | 206 | 190 | 113 | 97 |
| Acquisition of Nevada branches, net of cash acquired | - | - | - | - | - | - | - | - | - | - | - | - | -318 | - | - |
| Other, net | - | - | - | - | - | -49 | 14 | -8 | - | -2 | -42 | -31 | -27 | 15 | -12 |
| Net cash provided by (used in) investing activities | -1,926 | -2,492 | -1,909 | -1,393 | -1,341 | -2,651 | -3,436 | -3,919 | -2,706 | 375 | -12,204 | -11,579 | 1,405 | 2,370 | -1,640 |
| Increase (Decrease) in Deposits | -903 | 1,941 | 3,287 | 229 | 1,485 | 2,526 | 2,883 | -614 | 1,484 | 2,984 | 12,568 | 13,136 | -11,567 | 3,309 | 1,262 |
| Net change in short-term funds borrowed | -20 | -209 | -370 | -12 | -96 | 103 | 480 | 2,149 | 2,677 | 3,600 | -481 | -669 | 9,514 | -6,038 | -547 |
| Cash paid for preferred stock redemption | - | - | 1,543 | 799 | - | 176 | 126 | 144 | - | - | - | 126 | - | - | 374 |
| Proceeds from Issuance of Long-Term Debt | 150 | 106 | 758 | 646 | - | - | - | - | - | - | - | - | - | - | 496 |
| Redemption of long-term debt | 74 | 9 | 373 | 832 | 1,223 | 288 | 280 | 153 | 162 | - | 429 | 286 | 290 | 128 | 88 |
| Proceeds from Issuance of Common Stock | - | - | - | - | - | - | - | 25 | 20 | 14 | 8 | 21 | 9 | 3 | 10 |
| Dividends paid on common and preferred stock | 109 | 156 | 134 | 120 | 96 | 108 | 108 | 129 | 236 | 260 | 259 | 261 | 269 | 282 | 289 |
| Bank common stock repurchased | - | - | - | - | - | - | 97 | 332 | 684 | 1,102 | 76 | 800 | 202 | 51 | 36 |
| Other, net | -3 | -4 | -8 | -10 | -4 | -5 | 2 | - | - | -9 | -8 | -13 | -8 | -9 | -7 |
| Net cash provided by (used in) financing activities | 19 | 1,696 | 1,761 | -150 | 557 | 2,072 | 2,779 | 2,802 | 1,596 | 981 | 11,323 | 11,002 | -2,813 | -3,196 | 427 |
| Net increase (decrease) in cash and due from banks | - | - | - | - | - | - | - | - | - | - | -162 | 52 | 62 | 59 | -65 |
| Cash paid for interest | - | - | - | - | - | - | - | - | - | - | 195 | 81 | 160 | 1,368 | 1,905 |
| Income Taxes Paid, Net | -325 | 4 | 183 | 181 | 183 | 132 | 214 | 246 | 207 | 233 | 169 | 442 | 21 | 255 | 192 |
| Loans held for investment reclassified to loans held for sale, net | - | - | - | - | - | - | - | - | - | - | -11 | 120 | 114 | 68 | 223 |
| Trading securities reclassified to money market investments | - | - | - | - | - | - | - | - | - | - | - | - | - | 395 | - |
| Investment securities available-for-sale transferred to held-to-maturity, at amortized cost (fair value $10,691) | - | - | - | - | - | - | - | - | - | - | - | - | 13,097 | - | - |
| Deposits acquired in purchase of Nevada branches | - | - | - | - | - | - | - | - | - | - | - | - | 430 | - | - |
| Loans Assumed | - | - | - | - | - | - | - | - | - | - | - | - | 95 | - | - |