- 米国企業
- Velocity Financial, Inc.
Velocity Financial, Inc.VEL
| 2020年
12月31日 | 2021年
12月31日 | 2022年
12月31日 |
|---|
| Net income | - | 40 | 33 |
|---|
| Depreciation and amortization | 1 | 1 | 1 |
|---|
| Amortization of right-of-use assets | 1 | 1 | 1 |
|---|
| Provision for loan losses | 5 | -0 | 1 |
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| Origination of loans held for sale | 96 | - | 31 |
|---|
| Proceeds from Sale of Loans Held-for-sale | 81 | - | 32 |
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| Purchase of held for sale loans | 1 | 2 | - |
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| Repayments on loans held for sale | 19 | 3 | - |
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| Net accretion of discount on purchased loans and deferred loan origination costs | 5 | 7 | 7 |
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| Accounts Receivable, Credit Loss Expense (Reversal) | 1 | -0 | -0 |
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| Gain on disposition of loans | 7 | 7 | 4 |
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| Real estate acquired through foreclosure in excess of recorded investment | 1 | 1 | 3 |
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| Amortization of debt issuance discount and costs | 16 | 20 | 28 |
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| Loss on disposal of property and equipment | -0 | -0 | -0 |
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| Change in valuation of real estate owned | 2 | 2 | 0 |
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| Change in valuation of fair value loans | 0 | 0 | 8 |
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| Change in valuation of held for sale loans | 0 | 0 | - |
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| Change in valuation of mortgage servicing rights | - | - | 2 |
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| Gain on sale of real estate owned | 1 | 0 | 3 |
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| Stock-based compensation | 1 | 2 | 3 |
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| Deferred tax expense (benefit) | - | -10 | 12 |
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| Accrued interest and other receivables | 6 | 3 | 7 |
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| Other assets | -4 | 0 | 8 |
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| Accounts payable and accrued expenses | 11 | 16 | -3 |
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| Net cash provided by operating activities | 55 | 58 | 49 |
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| Purchase of loans held for investment | 4 | 21 | 18 |
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| Origination of loans held for investment | 344 | 1,344 | 1,740 |
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| Proceeds from Sale of Loans Held-for-investment | - | 136 | 292 |
|---|
| Payoffs of loans held for investment and loans at fair value | 342 | 569 | 542 |
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| Proceeds from sale of real estate owned | 7 | 10 | 22 |
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| Purchase of real estate owned | - | - | 2 |
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| Capitalized real estate owned improvements | 1 | 0 | - |
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| Change in advances | - | - | -5 |
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| Change in impounds and deposits | -4 | 9 | 1 |
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| Purchase of property and equipment | 1 | 0 | 0 |
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| Proceeds from sale of investments | - | 1 | - |
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| Acquisition of Century, net of cash acquired | - | 11 | - |
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| Net cash (used in) provided by investing activities | 88 | -656 | -908 |
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| Warehouse repurchase facilities advances | 420 | 1,216 | 1,687 |
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| Warehouse repurchase facilities repayments | 767 | 989 | 1,658 |
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| Proceeds from secured financing | - | 175 | 215 |
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| Repayment of secured financing | 75 | 82 | 171 |
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| Proceeds Of Securitizations Net | 537 | 978 | 1,370 |
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| Repayment of securitizations | 398 | 644 | 544 |
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| Debt issuance costs | 9 | 27 | 26 |
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| Purchase of treasury stock | - | - | 0 |
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| Net proceeds from issuance of preferred stock | 41 | - | - |
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| Proceeds from issuance of warrants | 2 | - | - |
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| Issuance of common stock | 101 | 0 | 1 |
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| Deferred stock issuance costs | 2 | 1 | - |
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| Net cash provided by (used in) financing activities | -150 | 626 | 874 |
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| Net increase (decrease) in cash, cash equivalents, and restricted cash | -7 | 27 | 14 |
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| Cash paid during the year for interest | 85 | 85 | 119 |
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| Income Taxes Paid, Net | 1 | 10 | 23 |
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| Transfer of Loans Held-for-sale to Portfolio Loans | - | - | 279 |
|---|
| Real Estate Owned, Transfer to Real Estate Owned | 10 | 11 | 10 |
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| Capitalized interest on loans held for investment | 8 | 2 | 1 |
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| Transfer of loans held for sale to held for investment | 214 | 11 | 77 |
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| Deferred IPO costs charged against additional paid-in capital | -4 | - | - |
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| Deferred Stock Issuance Amortization Offset Against Additional Paid-In Capital | - | 0 | - |
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| Discount (premium) on issuance of securitizations | - | - | 23 |
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| Conversion of Stock, Amount Converted | - | 90 | - |
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| Investment securities | - | 1 | - |
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| Fair value of tangible asset acquired | - | 1 | - |
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| Mortgage servicing rights | - | 8 | - |
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| Other receivables | - | 0 | - |
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| Goodwill | - | 7 | - |
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| Liabilities assumed | - | 2 | - |
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