Village Bank & Trust Financial Corp.VBFC
時価総額
$1.2億
PER
16.3倍
地域密着型商業銀行の有力企業。商業・住宅向け融資とモーゲージ業務とオンラインバンキングを展開。主要株主が約51%を保有、2024年の収益合計は約4,630万ドル。リッチモンド・ウィリアムズバーグを中心とする中央バージニアで9支店を展開。
| 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Cash and due from banks | 56 | 14 | 15 | 25 | 17 | 11 | 18 | 13 | 20 | 13 | 12 | 12 | 10 | 14 |
| Federal funds sold | 7 | 39 | 25 | 24 | 0 | 1 | - | 7 | - | 31 | 81 | 5 | 7 | 4 |
| Total cash and cash equivalents | - | - | - | - | - | 12 | 18 | 20 | 20 | 43 | 93 | 17 | 18 | 19 |
| Available-for-sale Securities | - | - | - | - | - | - | - | - | - | - | - | - | 106 | 79 |
| Restricted stock, at cost | - | - | - | - | - | - | - | - | 2 | 1 | 1 | 2 | 3 | 3 |
| Loans held for sale | - | - | - | - | 14 | 15 | 8 | 6 | 13 | 34 | 5 | 2 | 5 | 4 |
| Outstandings | - | - | - | - | - | - | - | - | - | - | - | - | 575 | 619 |
| Allowance for credit losses | - | - | - | - | - | - | - | - | - | - | - | - | 3 | 4 |
| Deferred costs, net | - | - | - | - | - | - | - | - | - | - | - | - | -1 | -1 |
| Total loans, net | - | - | - | - | - | - | - | - | - | - | - | - | 572 | 616 |
| Premises and equipment, net | 27 | 26 | 12 | 14 | 14 | 13 | 13 | 12 | 12 | 12 | 12 | 12 | 12 | 11 |
| Bank owned life insurance | - | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 12 | 13 | 13 | 13 |
| Interest Receivable | 2 | 2 | 1 | 1 | 2 | 2 | 3 | 3 | 3 | 5 | 3 | 4 | 4 | 4 |
| Other assets | 16 | 8 | 7 | 6 | 5 | 14 | 10 | 8 | 8 | 7 | 5 | 5 | 4 | 7 |
| Total Assets | 582 | 510 | 444 | 434 | 420 | 445 | 477 | 515 | 540 | 706 | 748 | 723 | 737 | 756 |
| Noninterest bearing demand | 67 | 57 | 57 | 77 | 78 | 93 | 104 | 119 | 131 | 222 | 269 | 255 | 248 | 241 |
| Interest bearing | 419 | 379 | 333 | 301 | 287 | 291 | 307 | 320 | 312 | 366 | 395 | 370 | 358 | 379 |
| Total deposits | 486 | 436 | 391 | 379 | 365 | 383 | 412 | 439 | 443 | 588 | 664 | 625 | 605 | 619 |
| Junior Subordinated Notes | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 |
| Subordinated Debt. | - | - | - | - | - | - | - | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Federal Home Loan Bank advances | - | - | - | - | - | - | - | - | - | - | - | - | - | 45 |
| Other borrowings | - | 5 | 3 | 3 | 1 | 0 | 2 | - | 5 | 42 | - | 20 | 45 | - |
| Interest Payable | 592,283 | 911,635 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other liabilities | 7 | 6 | 5 | 9 | 8 | 7 | 3 | 3 | 5 | 10 | 6 | 3 | 4 | 3 |
| Total liabilities | 545 | 485 | 426 | 415 | 390 | 401 | 438 | 478 | 497 | 654 | 685 | 662 | 669 | 682 |
| Common Stock, Value, Issued | 17 | 17 | 21 | 1 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Additional paid-in capital | 41 | 41 | 38 | 58 | 58 | 59 | 58 | 53 | 54 | 55 | 55 | 55 | 55 | 56 |
| Retained earnings | -21,895,557 | -33,173,525 | -38,066,154 | -41 | -34 | -21 | -25 | -22 | -17 | -9 | 4 | 11 | 12 | 18 |
| Stock in directors rabbi trust | - | - | 877,644 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| Directors deferred fees obligation | - | - | 877,644 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| Accumulated other comprehensive loss | -7,449 | -166,549 | -3,838,198 | -1 | -1 | -0 | -0 | -1 | 0 | 0 | -1 | -11 | -6 | -6 |
| Total shareholders' equity | 36 | 25 | 18 | 19 | 30 | 44 | 39 | 37 | 43 | 52 | 63 | 61 | 68 | 74 |
| Total liabilities and shareholders' equity | 582 | 510 | 444 | 434 | 420 | 445 | 477 | 515 | 540 | 706 | 748 | 723 | 737 | 756 |