UNION BANKSHARES INCUNB

時価総額

$1.1億

PER

個人・法人向け銀行業の有力企業。商業融資・商業不動産ローン・住宅ローン、オンラインバンキング・資産運用サービスを展開。2021年8月に1,650万ドルの劣後債を私募、2024年に純利益880万ドルを計上。米国バーモント州中心に展開。

	2011年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income	5	7	7	8	8	9	8	7	11	13	13	13	11	9
Depreciation	1	1	1	1	1	1	1	1	2	2	2	2	2	2
Credit loss expense (benefit)	-	-	-	-	-	-	-	-	-	-	-	-	-	1
Deferred Income Tax Expense (Benefit)	1	-1	1	-0	0	1	1	-1	0	-1	0	-0	0	-2
Net amortization of premiums on investment securities	-0	-0	-0	-0	-0	-0	-0	-0	-0	-1	-1	-1	-1	-1
Equity in losses of limited partnerships	-	-	-	-	-	-	-	1	1	1	1	1	1	2
Stock based compensation expense	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net increase in unamortized loan costs	-	-	-	-	-	-	-	-	-	-1	1	1	0	0
Proceeds from Sale, Loan, Held-for-Sale	82	130	125	97	135	138	125	119	161	271	222	79	77	115
Origination of loans held for sale	80	132	116	102	127	138	122	112	163	288	198	65	77	116
Net gains on sales of loans held for sale	2	4	2	2	3	3	2	2	3	8	5	1	1	2
Net gains on disposals of premises and equipment	-0	0	-	-0	-0	-0	-0	0	-	-	-0	-	0	0
Net losses on sales of investment securities available-for-sale	-	-	-	-	-	-	-	-	-	0	-	0	-	-1
Net gains on other investments	-	-	-	-	-	-	-	-	-	0	-0	-0	0	0
Increase in accrued interest receivable	0	-0	0	0	-0	0	0	0	0	1	-1	1	1	1
Amortization of debt issuance costs	-	-	-	-	-	-	-	-	-	-	0	0	0	0
Increase in other assets	0	0	2	-2	1	1	1	1	0	1	6	0	3	0
Increase in other liabilities	1	2	2	-2	-1	1	0	-0	2	1	-1	2	1	3
Net cash provided by operating activities	7	3	18	2	13	8	10	17	12	-7	29	29	9	12
Proceeds from maturities and redemptions	8	11	10	10	4	4	5	4	3	4	7	8	8	9
Purchases	18	9	5	5	4	1	5	4	0	10	7	11	6	4
Proceeds from sales	-	-	-	-	-	-	-	-	-	3	9	7	-	37
Proceeds from maturities, calls and paydowns	11	17	5	4	7	10	7	6	11	22	28	24	17	19
Purchases	-	-	-	-	-	-	-	-	-	42	205	59	25	47
Net purchases of other investments	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Net increase in nonmarketable stock	-	-	-	-	-	-	-	0	0	-1	0	2	0	8
Net increase in loans	-	-	-	-	-	-	-	-	-	101	16	171	70	127
Recoveries of loans charged off	-	0	0	0	0	0	0	0	0	0	0	0	0	0
Net purchases of premises and equipment	1	2	1	2	2	2	2	3	6	1	4	1	2	1
Investments in limited partnerships	2	1	-	0	0	1	0	1	2	2	2	2	3	3
Proceeds from Life Insurance Policy	-	-	-	-	-	1	-	0	-	-	-	-	-	0
Proceeds from sales of premises and equipment	-	0	-	-	-	0	-	0	-	-	-	-	0	0
Net cash used in investing activities	-23	-0	-35	-22	-35	-41	-55	-68	-49	-126	-190	-208	-82	-125
Advances on long-term borrowings	-	2	2	-	-	25	10	7	-	-	-	-	91	285
Repayment of long-term borrowings	5	13	2	4	0	3	10	20	20	-	7	-	35	110
Proceeds from (Repayments of) Short-Term Debt	1	-3	-3	5	-5	-1	0	9	40	-40	-	50	-40	19
Net Change Noninterest-bearing Deposits	9	7	4	3	9	13	15	5	3	79	50	21	-35	-25
Net Change Interest-bearing Non-time Deposits	25	34	-4	33	7	72	37	26	14	178	86	39	3	-51
Increase (Decrease) in Time Deposits	-1	-5	9	-3	-9	-47	-2	28	20	-7	-35	46	136	-61
Purchase of treasury stock	-	0	0	0	0	0	0	0	0	-	0	0	0	-
Dividends paid	-	-	-	-	-	-	-	-	-	-	6	6	6	6
Net cash provided by financing activities	25	19	1	31	-2	54	45	50	51	205	104	151	113	51
Net (decrease) increase in cash and cash equivalents	-	-	-	-	-	-	-	-	-	72	-57	-28	40	-62
Interest paid	-	-	-	-	-	-	-	-	5	6	3	4	18	28
Income taxes paid	1	2	1	2	2	2	2	2	1	1	2	1	1	-
Investment in limited partnerships acquired by capital contributions payable	1	-	-	0	-	0	1	1	0	3	1	3	2	2
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	-	-	-	-	-	-	-	-	2	-	-	1	0	-
Dividends declared	4	4	5	5	5	5	5	5	6	6	6	6	6	7
Dividends reinvested	-	-	-	-	-	-	-	-	-	-	0	0	0	0
Dividends paid	-	-	-	-	-	-	-	-	-	-	6	6	6	6