UMB FINANCIAL CORPUMBF

時価総額

$82.9億

PER

銀行業務と資産サービスの大手。信託・カストディ、ウェルスマネジメント、商業銀行業務を展開。2025年1月のHTLF買収で23.6百万株発行。米国を中心に支店網と資産管理拠点を展開。

	2010年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income	91	123	134	121	116	159	247	196	244	287	353	432	350	441
Provision for credit losses	-	-	-	-	-	-	-	-	-	131	20	38	41	61
Net amortization of premiums and discounts from acquisition	-	-	-	-	-	-	-	-	-	-	-1	-1	-1	-4
Depreciation and amortization	39	41	44	46	53	55	55	53	56	63	56	54	59	53
Amortization of debt issuance costs	-	-	-	-	-	-	-	-	-	0	0	1	1	1
Deferred income tax benefit	-13	4	-5	-11	-5	3	-	-	-0	-5	-13	-6	-20	-16
Net (increase) decrease in trading securities and other earning assets	-	-	-	-	-10	12	11	10	-16	-11	10	-14	0	10
(Gains) losses on investment securities, net	-	-	-	-	-	-	-	-	-	121	5	58	-3	11
Gains on sales of assets	-	-	-	-	0	1	103	3	0	1	3	3	4	3
Amortization of securities premiums, net of discount accretion	-32	-50	-53	-52	-57	-54	-48	-44	-35	-44	-53	-45	-42	-44
Originations of loans held for sale	218	238	118	72	96	92	65	60	216	128	137	48	69	87
Gains on sales of loans held for sale, net	1	2	1	1	1	2	2	1	1	4	5	1	2	2
Proceeds from Sale, Loan, Held-for-Sale	222	246	122	73	98	90	71	59	213	133	148	48	68	91
Equity based compensation	6	7	8	10	11	12	13	11	15	15	21	21	19	23
Accrued income	12	-6	8	1	7	9	9	11	14	15	-5	58	31	25
Accrued expenses and taxes	0	8	61	40	-5	14	-41	-14	77	92	-52	-11	148	-20
Other assets and liabilities, net	-14	21	10	20	22	-4	-25	19	112	128	-100	-301	133	317
Net cash provided by operating activities	180	224	295	-	-	-	327	297	341	374	534	770	473	225
Maturities, calls and principal repayments	10	10	34	25	60	49	88	115	208	194	199	460	424	458
Purchases	16	40	136	109	451	501	237	33	199	92	665	991	227	121
Sales	-	-	-	-	-	-	-	96	412	316	373	-	22	19
Maturities, calls and principal repayments	1,995	1,691	1,496	1,321	1,200	1,792	1,199	1,017	1,255	2,455	1,744	1,115	1,204	7,384
Purchases	-	-	-	-	-	-	-	1,487	2,347	4,373	5,080	1,205	1,162	8,112
Sales	-	-	-	-	-	-	-	-	-	-	79	46	-	-
Purchases	-	-	-	-	-	-	-	-	-	75	6	1	0	0
Sales	-	-	-	-	-	-	-	-	-	-	0	0	6	35
Maturities, calls and principal repayments	-	-	-	-	-	-	-	-	-	17	3	0	335	72
Purchases	-	-	-	-	-	-	-	-	-	9	78	30	405	51
Payment of tax equity investment commitments	-	-	-	-	-	-	-	-	-	-	-	-	-	71
Net increase in loans	215	738	845	963	988	1,129	771	970	1,285	2,694	1,118	3,952	2,159	2,416
Net (increase) decrease in fed funds sold and resell agreements	95	-24	3	-31	-45	-151	133	-435	-951	-72	434	258	713	-300
Net cash activity from acquisitions and divestitures	-	-	-	-	-	-	-	-	18	-0	-18	-549	1	109
Proceeds from (Payments for) in Interest-Bearing Deposits in Banks	115	129	-10	-164	34	88	46	9	-10	-14	7	-14	43	-32
Purchases of bank premises and equipment	33	44	38	45	54	51	36	58	72	60	34	52	27	24
Proceeds from sales of bank premises and equipment	3	1	3	5	1	2	3	5	6	9	4	7	4	4
Purchases of bank-owned and company-owned life insurance	-	-	-	6	205	7	63	-	-	100	100	-	3	-
Net cash used in investing activities	-979	-1,542	-1,021	-	-	-	-479	-1,750	-3,000	-4,491	-4,235	-3,845	-1,273	-3,263
Increase Decrease In Demand And Savings Deposits	-	-	-	-	-	-	-	-	2,242	5,798	8,573	-3,636	997	8,295
Increase (Decrease) in Time Deposits	-161	-273	160	-178	-353	-119	145	-129	80	-350	-24	65	2,156	-946
Net increase (decrease) in fed funds purchased and repurchase agreements	157	-164	-204	442	-207	39	-596	258	378	419	923	-1,016	-103	490
Proceeds from short-term debt	-	-	-	-	-	-	-	-	-	15	-	-	32,856	500
Repayment of short-term debt	-	-	-	-	-	-	-	-	-	15	-	-	31,056	2,300
Proceeds from long-term debt	-	1	1	5	3	2	3	4	19	200	-	110	-	-
Payment of debt issuance costs	-	-	-	-	-	-	-	-	-	2	-	2	-	-
Cash dividends paid	30	34	36	41	46	49	52	58	59	60	67	72	74	77
Payment of common stock issuance costs	-	-	-	-	-	-	-	-	-	-	-	-	-	1
Proceeds From Exercise Of Stock Options And Sales Of Treasury Share	-	-	-	-	-	-	14	12	5	5	19	2	2	5
Purchases of treasury stock	9	20	4	6	8	16	15	77	4	64	6	32	8	8
Net cash provided by (used in) financing activities	603	1,225	1,942	-	-	-	804	1,411	2,654	5,946	9,418	-4,581	4,771	5,958
Increase (decrease) in cash and cash equivalents	-	-	-	-	-	-	-	-	-5	1,828	5,717	-7,657	3,970	2,920
Income tax payments	-	-	-	-	-	-	-	-	2	34	93	102	79	77
Total interest payments	-	-	-	-	-	-	-	115	190	84	47	196	844	1,205
Acquisition of tax equity investments	-	-	-	-	-	-	-	-	-	-	-	-	-	63
Commitment to fund tax equity investments	-	-	-	-	-	-	-	-	-	-	-	-	-	63
Transfer of loans to other real estate owned	-	-	-	-	-	-	-	-	-	-	-	12	2	1
Transfer of loans to other repossessed assets	-	-	-	-	-	-	-	-	-	-	-	-	-	27
Transfer of securities from available-for-sale to held-to-maturity	-	-	-	-	-	-	-	-	-	-	-	3,824	-	-