Ready Capital CorpRC

時価総額

$4.2億

PER

中小・LMM商業不動産向けのSBA、住宅、建設ローン等の不動産金融の大手。LaaS・LenderAIを活用したローン組成プラットフォームを展開。2024年7月1日にFundingCircleを約4,131万ドルで買収、6月5日にMadisonOneを約3,287万ドルで買収。米国中心に展開。

概要財務

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	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Interest income	-	-	-	137	138	169	230	259	403	671	946	897
Interest expense	-	-	-	-	-	-	-	-	-	-	-	696
Net interest income before provision for loan losses	19	24	19	79	64	60	78	83	190	270	229	201
Provision for loan losses	-	-	-	8	2	2	4	35	8	34	7	293
Net interest income after provision for loan losses	-	-	-	71	61	59	74	48	182	236	222	-92
Realized Investment Gains (Losses)	-9,045,689	6	-	16	19	38	29	32	69	54	65	-54
Unrealized Gain (Loss) on Investments	-	-	-	15	7	5	-19	-48	39	68	10	-15
Valuation allowance, loans held for sale	-	-	-	-	-	-	-	-	-	-	-	125
Bank Servicing Income	-	-	-	-	-	27	31	39	48	46	21	17
Gain on bargain purchase	-	-	-	-	-	-	-	-	-	-	-	14
Income (Loss) from Equity Method Investments	-	-	-	-	1	12	6	2	7	12	-1	11
Other income	-	45,861	54,857	11	8	6	11	42	9	51	103	51
Total non-interest income (expense)	-2,166,254	-	49	-	73	148	175	335	320	260	408	-102
Nonrelated party	-	-	-	-	-	-	-	-	-	-	82	83
Related Party	-	-	-	-	-	-	-	-	-	-	11	11
Employee compensation and benefits and Allocated employee compensation and benefits from related party	-	4	31	25	55	57	51	92	90	99	-	-
Professional fees	3	-	-	13	9	7	7	13	16	18	35	27
Management fees – related party	-	-	-	-	-	-	-	-	-	-	25	25
Incentive fees – related party	-	-	-	-	-	-	-	-	-	-	2	-
Loan servicing expense	-	-	-	5	10	16	18	31	30	40	41	47
Transaction related expenses	-	-	-	-	-	-	8	0	14	14	18	10
Impairment on real estate	-	-	-	-	-	-	1	4	2	4	9	57
Other operating expenses	-	-	-	-	27	29	33	54	58	55	60	64
Total non-interest expense	10	19	51	-	113	144	184	329	313	263	272	323
Income (loss) from continuing operations before benefit (provision) for income taxes	-	29	3	-	-	-	-	-	189	233	358	-517
Income tax benefit (provision)	-	-850,996	4	10	2	1	-11	8	29	30	7	-105
Net income (loss) from continuing operations	-	-	-	56	46	61	-	-	-	-	351	-412
Discontinued Operation, Income (Loss) from Discontinued Operation, before Income Tax	-	-	-	-4	-	-	-	-	-	-	-4	-25
Income tax benefit (provision)	-	-	-	-1	-	-	-	-	-	-	-1	-6
Net income (loss) from discontinued operations	-	-	-	-	-	-	-	-	-	-	-3	-18
Net income (loss)	8	30	-1,419,277	53	46	61	75	46	160	203	348	-430
Less: Dividends on preferred stock	15,379	-	-	-	-	-	-	-	8	8	8	8
Less: Net income attributable to non-controlling interest	880,358	3	-158,568	4	3	2	2	1	2	9	9	5
Net income (loss) attributable to Ready Capital Corporation	7	27	-1,260,709	-	-	-	-	-	150	186	331	-444
Income (Loss) from Continuing Operations, Per Basic Share	-	-	-	-	1.38	1.84	-	-	-	1.73	2.27	-2.52
Earnings per common share from discontinued operations - basic (in dollars per share)	-	-	-	-	-	-	-	-	-	-	-0.02	-0.11
Total earnings per common share - basic (in dollars per share)	-	3.35	-0.16	-	1.38	1.84	1.72	0.81	2.17	1.73	2.25	-2.63
Income (Loss) from Continuing Operations, Per Diluted Share	-	-	-	-	1.38	1.84	-	-	-	-	2.24	-2.52
Earnings per common share from discontinued operations - diluted (in dollars per share)	-	-	-	-	-	-	-	-	-	-	-0.02	-0.11
Total earnings per common share - diluted (in dollars per share)	-	3.08	-0.16	-	1.38	1.84	1.72	0.81	2.17	1.66	2.22	-2.63
Common Stock, Dividends, Per Share, Declared	-	-	-	-	1.48	1.57	1.6	1.3	1.66	1.66	1.46	1.1