PROGRESSIVE CORPPGR
時価総額
$1330.2億
PER
自動車保険の米国最大手。テレマティクス搭載のモバイルアプリ「Snapshot」とモデル8.9（2024年1月導入、2024年12月時点で17州採用）を展開。2024年5月に2,500万株の自社株買い枠承認。全米展開。
| 2010年 12月31日 | 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Net income | 1,068 | 1,016 | 902 | 1,165 | 1,281 | 1,301 | 1,057 | 1,598 | 2,621 | 5,705 | 3,351 | 722 | 3,902 | 8,480 |
| Depreciation | - | 89 | 94 | 101 | 97 | 104 | 137 | 170 | 190 | 275 | 280 | 306 | 286 | 284 |
| Net amortization (accretion) of fixed-income securities | -229 | -233 | -187 | -134 | -78 | -98 | -77 | -86 | -34 | -101 | -130 | 25 | -41 | 30 |
| Restricted Stock or Unit Expense | 46 | 51 | 63 | 65 | 51 | 66 | 85 | 95 | 77 | 89 | 101 | 123 | 121 | 122 |
| Net realized (gains) losses on securities | 96 | 103 | 307 | 318 | 224 | 113 | 51 | 50 | -405 | 1,630 | 1,509 | -1,912 | 353 | 264 |
| Net (gains) losses on disposition of property and equipment | -2 | -9 | -7 | -6 | -5 | -2 | -7 | -7 | -32 | -12 | 4 | 1 | -36 | -13 |
| Goodwill impairment | - | - | - | - | - | - | - | - | - | - | - | 225 | - | - |
| Premiums receivable | 284 | 191 | 254 | 127 | 227 | 421 | 519 | 913 | 1,075 | 653 | 1,147 | 1,017 | 1,541 | 2,411 |
| Reinsurance recoverables | 177 | 77 | 83 | 189 | 142 | 203 | 388 | 389 | 423 | 641 | 509 | 852 | -738 | -329 |
| Prepaid reinsurance premiums | 19 | -18 | -3 | 9 | 10 | -32 | -49 | 33 | 106 | -258 | 75 | -162 | -46 | 99 |
| Deferred acquisition costs | 15 | 16 | 1 | 13 | 10 | 42 | 104 | 129 | 171 | 181 | 118 | 189 | 143 | 274 |
| Income taxes | - | 28 | 20 | 58 | 98 | -107 | -56 | -173 | -159 | -23 | -86 | -515 | 181 | -358 |
| Unearned premiums | 181 | 226 | 351 | 245 | 266 | 632 | 831 | 1,435 | 1,783 | 1,049 | 2,111 | 1,678 | 2,840 | 3,724 |
| Loss and loss adjustment expense reserves | - | - | - | - | - | 918 | 1,323 | 1,719 | 2,314 | 2,160 | 4,753 | 4,195 | 4,030 | 4,668 |
| Accounts payable, accrued expenses, and other liabilities | 210 | 36 | 124 | 165 | 92 | 38 | 309 | 400 | 747 | 329 | 400 | 200 | 700 | 1,236 |
| Other, net | 10 | -6 | 10 | 28 | 13 | 60 | 106 | 135 | 58 | 3 | -26 | 105 | 255 | 301 |
| Net cash provided by operating activities | 1,679 | 1,498 | 1,691 | 1,900 | 1,726 | 2,293 | 2,702 | 3,757 | 6,285 | 6,906 | 7,762 | 6,849 | 10,643 | 15,119 |
| Fixed maturities | 4,492 | 6,032 | 5,199 | 7,101 | 7,968 | 9,311 | 11,611 | 14,588 | 21,153 | 32,038 | 33,178 | 26,510 | 25,777 | 47,778 |
| Equity securities | - | - | - | - | - | - | - | - | - | - | 838 | 158 | 87 | 168 |
| Fixed maturities | 3,056 | 4,443 | 3,706 | 3,084 | 5,638 | 4,914 | 5,695 | 5,383 | 7,836 | 22,727 | 18,965 | 14,055 | 8,234 | 25,634 |
| Equity securities | - | - | - | - | - | - | - | - | - | - | 781 | 1,496 | 791 | 267 |
| Fixed maturities | - | - | - | - | - | - | - | - | - | - | 7,014 | 5,380 | 4,990 | 7,006 |
| Equity securities | - | - | - | - | - | - | - | - | - | - | - | - | 65 | 110 |
| Net (purchases) sales of short-term investments | 12 | 461 | 438 | -717 | 876 | -20 | 1,357 | -728 | -1,116 | 3,393 | -4,356 | 1,868 | -1,156 | -1,217 |
| Net change in unsettled security transactions | - | - | - | - | - | - | - | - | - | - | - | - | -11 | 171 |
| Purchases of property and equipment | 65 | 79 | 128 | 140 | 108 | 131 | 215 | 156 | 266 | 224 | 244 | 292 | 252 | 285 |
| Sales of property and equipment | 8 | 3 | 4 | 4 | 6 | 11 | 6 | 15 | 9 | 22 | 66 | 35 | 47 | 77 |
| Net cash used in investing activities | -486 | -745 | -265 | -1,356 | -837 | -1,924 | -2,464 | -3,407 | -7,332 | -6,118 | -3,120 | -7,956 | -10,843 | -13,749 |
| Redemption of preferred shares1 | - | - | - | - | - | - | - | - | - | - | - | - | - | 500 |
| Dividends paid to common shareholders | 764 | 264 | 854 | - | - | - | - | - | 655 | 1,551 | 3,747 | 234 | 234 | 674 |
| Dividends paid to preferred shareholders | - | - | - | - | - | - | - | - | 14 | 27 | 27 | 27 | 44 | 8 |
| Acquisition of treasury shares for restricted stock tax liabilities | - | - | - | - | - | - | - | 58 | 79 | 69 | 67 | 77 | 95 | 121 |
| Acquisition of treasury shares acquired in open market | - | - | - | - | - | - | - | 5 | 0 | 43 | 156 | 22 | 46 | 13 |
| Proceeds from Issuance of Debt | - | 492 | - | - | 345 | 382 | 496 | 841 | 1,134 | 986 | - | 1,486 | 496 | - |
| Net cash provided by (used in) financing activities | -1,195 | -756 | -1,404 | -647 | -855 | -253 | -250 | -301 | 847 | -939 | -4,516 | 1,126 | 78 | -1,316 |
| Increase (decrease) in cash, cash equivalents, restricted cash, and restricted cash equivalents | - | - | - | - | - | - | - | 49 | -200 | -151 | 126 | 19 | -121 | 54 |