PEOPLES FINANCIAL SERVICES CORP.PFIS

時価総額

$5.2億

PER

商業・個人向け銀行業の有力企業。商業不動産・中小企業向け融資や住宅ローン、信託・資産運用サービスを展開。2024年7月に同業を約1.34億ドルで買収。米東部（ペンシルベニア・ニュージャージー・ニューヨーク）展開。

	2011年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income	-	-	-	-	-	-	25	26	29	44	38	27	8
Depreciation of premises and equipment	1	1	2	2	2	2	2	3	3	3	3	3	3
Amortization of right-of-use lease asset	-	-	-	-	-	-	-	-	1	0	1	1	0
Amortization of deferred loan fees, net	-0	-	-0	-1	-1	-1	-1	0	2	0	-1	-1	1
Amortization of CDI and other intangibles	-	-	-	-	-	-	-	-	-	-	-	-	3
Amortization expense related to acquired borrowings	-	-	-	-	-	-	-	-	-	-	-	-	0
Accretion income related to acquired loans	-	-	-	-	-	-	-	-	-	-	-	-	9
Amortization expense related to acquired deposits	-	-	-	-	-	-	-	-	-	-	-	-	1
Amortization of low income housing partnerships	-	-	-	-	-	-	-	0	1	0	0	0	0
Provision for Other Credit Losses	-	-	-	-	-	-	-	-	-	-	-	1	19
Net unrealized (gain) loss on equity investment securities	-	-	-	-	-	-	-	0	-0	0	-0	-0	0
Net gain on sale of other real estate owned	2	-0	0	0	-0	0	0	-0	-0	0	0	0	-
Valuation allowance on other real estate	-	-	-	-	-	-	-	-	-	-	-	-	1
Loans originated for sale	-	-	-	-	-	-	-	-	-	-	-	-	3
Proceeds from Sale, Loan, Held-for-Sale	-	-	10	30	28	21	13	16	45	25	13	4	3
Net loss (gain) on sale of loans originated for sale	-	-	-	-	-	-	-	0	1	0	0	-0	-0
Net (accretion) amortization of investment securities	-1	-1	-4	-4	-4	-3	-2	-2	-1	-1	-1	-1	1
Net (gain) loss on sale of investment securities available for sale	-	-	-	-	-	-	-	-	-	-	-2	0	0
Loss (gain) on sale of premises and equipment	-	-	-	-	-	-	-	-	-	0	0	-0	-0
Increase in cash surrender value of life insurance	0	-	-	-	-	-	-	-	1	1	1	1	2
Gain from bank owned life insurance settlement	-	-	-	-	-	-	-	-	-	-	-	-	0
Deferred income tax (benefit) expense	-0	-1	1	-1	-1	2	-1	0	-2	0	1	1	-4
Share-Based Payment Arrangement, Noncash Expense	-	0	0	0	0	0	0	1	1	1	1	1	1
Accrued interest receivable	0	-1	-0	0	0	1	0	-0	1	0	3	1	-5
Other assets	2	-1	6	0	-1	-2	-1	3	12	-1	2	2	-7
Accrued interest payable	-0	-0	-0	-0	-0	0	1	0	-1	-0	0	5	-2
Other liabilities	2	1	2	-1	-2	-2	-2	2	14	2	-0	-3	2
Net cash provided by operating activities	9	10	-	-	-	29	33	37	37	41	42	33	34
Proceeds from sales of investment securities available for sale	-	-	-	-	-	-	-	10	65	-	44	67	241
Proceeds from sales of equity investments	-	-	-	-	-	-	-	-	-	-	-	-	2
Available for sale	-	24	47	58	53	56	31	57	85	3	41	25	58
Held to maturity	-	5	3	3	2	1	1	1	0	58	6	6	7
Available for sale	-	-	-	-	-	-	33	125	107	292	113	-	5
Net (purchase) redemption of restricted equity securities	-	-	-	-	-	-	-	3	-5	-1	6	-4	5
Cash Acquired from Acquisition	-	22	-	-	-	-	-	-	-	-	-	-	28
Net decrease (increase) in loans	-	-	-	-	-	-	-	120	241	152	403	123	-62
Investment in bank owned life insurance	2	-	-	-	2	-	-	-	7	-	6	-	-
Purchases of premises and equipment	1	1	1	5	7	6	4	6	2	5	8	6	3
Proceeds from the sale of premises and equipment	-	-	0	0	-	-	0	-	0	0	0	0	2
Proceeds from Life Insurance Policy	-	1	-	-	-	-	-	-	-	0	1	-	1
Proceeds from sale of other real estate owned	2	1	1	0	1	1	1	0	1	1	1	0	-
Net cash provided by (used in) investing activities	-65	-15	-	-	-	-185	-135	-185	-201	-440	-468	-26	387
Increase (Decrease) in Deposits	56	29	47	31	133	130	156	96	466	526	83	232	-300
Proceeds from long-term debt	-	-	-	30	-	-	-	16	-	-	-	25	-
Repayment of long-term borrowings	8	11	4	3	2	8	12	21	18	12	2	1	23
Net (decrease) proceeds from short-term borrowings	-	-	-	-	-	-	-	-	-	-	-	-	-131
Retirement of common stock	-	-	0	5	1	-	-	1	7	2	1	6	-
Cash dividends paid	-	-	-	-	-	-	10	10	11	11	11	12	18
Net cash (used in) provided by financing activities	49	9	-	-	-	154	97	146	361	451	183	142	-473
Net (decrease) increase in cash and cash equivalents	-	-	-	-	-	-	-5	-1	197	52	-242	149	-52
Interest	-	-	-	-	-	9	13	18	15	10	15	58	96
Income taxes	-3	3	5	4	6	6	3	5	6	7	10	3	2
Effect on Retained Earnings, Net of Tax due to Adoption of ASC 326	-	-	-	-	-	-	-	-	-	-	-	2	-
Transfers of fixed assets to other real estate	-1	0	1	1	1	0	1	0	1	1	-	-	2
Transfers of loans to other real estate	-	-	-	-	-	-	-	-	-	-	-	-	0
Origination of mortgage servicing rights	-	-	-	-	-	-	-	-	-	-	-	-	1