Ponce Financial Group, Inc.PDLB

時価総額

$4.1億

PER

小売預金を集め、商業・住宅ローン等を行う地域金融機関の有力企業。混用物件中心の多棟住宅ローン、SBAローン、モーゲージ販売を展開。2022年6月の米財務省による2.25億ドルのECIP出資。ニューヨーク州・ニュージャージー州中心、フロリダにも展開。

概要財務

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	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income (loss)	25	-30	3	11
Amortization of premiums/discounts on securities, net	-0	-0	0	0
Gain on sale of loans	0	0	1	1
Loss on sale of real property	-	-0	-	-
Gain on derivatives	0	0	-	-
Microloans (recoveries) write-off	-	-	-	0
Provision for credit losses	-	-	-	1
Depreciation and amortization	3	4	5	5
ESOP compensation expense	1	1	1	1
Share-based compensation expense	1	2	2	2
Deferred income taxes (benefit)	1	-8	1	2
Decrease (increase) in mortgage loans held for sale, at fair value	-	-	-	-0
Decrease (increase) in accrued interest receivable	1	3	3	-0
Decrease (increase) in other assets	11	12	11	-0
Increase (Decrease) in Interest Payable, Net	0	1	11	-8
Decrease in operating lease liabilities	-	-2	-2	-3
Increase Decrease In Advance Payments By Borrowers	1	2	1	-0
Net (decrease) increase in other liabilities	-2	-2	7	-3
Net cash provided by (used in) operating activities	19	10	6	7
Net (purchase) redemption of FHLBNY Stock	-	-	-	10
Purchases of available-for-sale securities	110	58	-	-
Purchases of held-to-maturity securities	2	529	-	-
Proceeds from maturities, calls and principal repayments on securities	-	40	61	109
CashFromBanks	-	-	1	-
Proceeds from sales of loans	14	10	3	3
Net increase in loans	163	222	403	388
Purchase of loans	-	-	-	6
Purchases of premises and equipment	4	0	0	3
Net cash provided by (used in) investing activities	-211	-777	-333	-295
Net increase in deposits	175	48	255	377
Proceeds from Issuance of Common Stock	-	0	-	-
Proceeds from issuance of preferred stock	-	225	-	-
Repurchase of treasury stock	2	-	11	-
Contribution to the Ponce De Leon Foundation	-	1	-	-
Dividends paid on preferred stock	-	-	-	1
Net (repayments) proceeds from borrowings	-	-	167	-88
Net cash (used in) provided by financing activities	274	668	411	288
Net increase (decrease) in cash and cash equivalents	82	-100	85	1
Interest	8	15	50	94
Income taxes	6	0	1	2
ROU Assets	-	36	-	-
Operating lease liabilities	-	37	-	-
Loans receivable	-	-	-	1