米国企業
HEARTLAND FINANCIAL USA INC

HEARTLAND FINANCIAL USA INCHTLF

時価総額

$19.4億

PER

24.3倍

	2011年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日
Interest and fees on loans	150	156	165	194	227	278	304	394	425	425	444	478	698
Taxable	28	22	22	30	27	33	38	54	73	98	125	170	224
Nontaxable	14	11	13	13	12	15	20	14	10	12	19	24	25
Interest on federal funds sold	0	0	0	0	0	0	0	-	0	-	0	0	0
Interest Income, Deposits with Financial Institutions	0	0	0	0	0	0	2	4	7	1	0	3	7
TOTAL INTEREST INCOME	192	189	200	237	266	326	364	466	514	537	589	675	954
Interest on deposits	29	22	20	18	16	16	18	36	64	30	15	57	320
Interest on borrowings	1	1	1	1	1	1	1	2	2	1	0	3	10
Interest Expense, Other Long-Term Debt	16	16	15	15	16	15	14	15	15	14	13	17	23
TOTAL INTEREST EXPENSE	46	39	36	34	32	32	33	52	81	45	28	76	353
NET INTEREST INCOME	145	150	164	203	234	295	330	414	434	492	561	598	601
Provision (benefit) for credit losses	-	-	-	-	-	-	-	-	-	-	-	15	22
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	116	142	154	189	221	283	315	390	417	425	578	583	580
Service charges and fees	-	-	-	-	-	-	-	49	52	47	60	68	74
Trust fees	-	-	-	-	-	-	-	18	19	21	24	23	21
Brokerage and insurance commissions	-	-	-	-	-	-	-	5	4	3	4	3	3
Revenue from contract with customers	192	189	200	237	266	326	364	466	514	537	589	675	954
Loan servicing income	-	-	-	-	-	-	-	7	5	3	3	3	2
Debt and Equity Securities, Gain (Loss)	-	-	-	-	-	-	-	1	8	8	6	-0	-142
Capital markets fees	-	-	-	-	-	-	-	-	-	-	-	-	10
Unrealized (loss) gain on equity securities, net	-	-	-	-	-	-	-	0	1	1	0	-1	0
Debt and Equity Securities, Gain (Loss)	-	-	-	-	-	-	-	1	8	8	6	-0	-142
Gain (Loss) on Sale of Loans and Leases	11	49	27	31	45	40	22	21	16	29	21	9	4
Unrealized (loss) gain on equity securities, net	-	-	-	-	-	-	-	0	1	1	0	-1	0
Valuation adjustment on servicing rights	-	-	-	-	-	-	-	0	1	2	-1	-2	-
Gain (Loss) on Sale of Loans and Leases	11	49	27	31	45	40	22	21	16	29	21	9	4
Bank Owned Life Insurance Income	1	1	2	1	2	2	3	3	4	4	4	2	4
Valuation adjustment on servicing rights	-	-	-	-	-	-	-	0	1	2	-1	-2	-
Other noninterest income	0	5	3	3	3	6	5	5	9	8	7	20	4
Bank Owned Life Insurance Income	1	1	2	1	2	2	3	3	4	4	4	2	4
TOTAL NONINTEREST INCOME (LOSS)	60	109	90	82	111	114	102	109	116	120	129	128	-21
Other noninterest income	0	5	3	3	3	6	5	5	9	8	7	20	4
TOTAL NONINTEREST INCOME (LOSS)	60	109	90	82	111	114	102	109	116	120	129	128	-21
Labor and Related Expense	76	106	118	130	144	164	171	196	201	203	240	254	251
Occupancy	9	11	13	16	17	20	22	25	25	27	30	28	27
Equipment Expense	6	6	8	8	9	10	11	13	12	13	13	12	12
Professional fees	13	15	18	18	23	28	33	40	50	54	65	66	59
Advertising	4	5	5	6	5	6	7	10	10	5	7	6	8
FDIC insurance assessments	4	3	4	4	4	4	4	4	-	-	-	-	20
Amortization of Intangible Assets	1	1	1	2	3	6	6	9	12	11	9	8	7
Advertising	4	5	5	6	5	6	7	10	10	5	7	6	8
Other real estate and loan collection expenses	-10	-10	-7	-2	-2	-2	-2	-3	-1	-1	-1	-1	-1
Amortization of Intangible Assets	1	1	1	2	3	6	6	9	12	11	9	8	7
(Gain) loss on sales/valuations of assets, net	-	-	-	-	-	-1	-2	-2	19	-5	-1	1	0
Other real estate and loan collection expenses	-10	-10	-7	-2	-2	-2	-2	-3	-1	-1	-1	-1	-1
Restructuring Charges	-	-	-	-	-	-	-	3	3	5	5	8	10
(Gain) loss on sales/valuations of assets, net	-	-	-	-	-	-1	-2	-2	19	-5	-1	1	0
Partnership investment in tax credit projects	-	-	-	-	-	-	-	-	-	4	6	5	5
Restructuring Charges	-	-	-	-	-	-	-	3	3	5	5	8	10
Other Noninterest Expense	16	26	22	28	37	38	38	50	54	44	54	56	61
Partnership investment in tax credit projects	-	-	-	-	-	-	-	-	-	4	6	5	5
TOTAL NONINTEREST EXPENSES	137	183	197	216	251	280	298	354	349	371	432	443	462
Other Noninterest Expense	16	26	22	28	37	38	38	50	54	44	54	56	61
TOTAL NONINTEREST EXPENSES	137	183	197	216	251	280	298	354	349	371	432	443	462
INCOME BEFORE INCOME TAXES	38	67	47	55	81	117	119	145	184	174	275	268	97
Income Tax Expense (Benefit)	10	17	10	13	21	37	44	28	35	36	55	56	17
NET INCOME	28	50	37	42	60	80	75	117	149	138	220	212	80
Preferred dividends	8	3	1	1	1	0	0	0	-	4	8	8	8
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	20	46	36	41	59	80	75	117	149	133	212	204	72
Earnings Per Share, Basic	1.24	2.81	2.08	2.23	2.87	3.26	2.67	3.54	4.14	3.58	5.01	4.8	1.68
Earnings Per Share, Diluted	1.23	2.77	2.04	2.19	2.83	3.22	2.65	3.52	4.14	3.57	5	4.79	1.68
Common Stock, Dividends, Per Share, Declared	0.4	0.5	0.4	0.4	0.45	0.5	0.51	0.59	0.68	0.8	0.96	1.09	1.2