Heritage Insurance Holdings, Inc.HRTG

時価総額

$8.4億

PER

住宅物件向け損害保険の有力企業。垂直統合したクレーム調整・水害対策・修理サービスを展開。2017年8月に転換社債1.368億ドル発行、2023年12月に公募で約2650万ドル調達。米国複数州で展開（2024年12月31日基準）。

	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income (loss)	-	-	-	-	27	29	9	-75	-154	45	62
Stock-based compensation	3	3	5	5	5	5	5	1	2	1	3
Bond amortization and accretion	-	-	-	-9	-6	-5	-5	-4	-3	3	3
Amortization of Debt Discount (Premium)	3	6	8	2	4	1	1	2	1	0	1
Depreciation and amortization	1	1	9	8	27	10	8	8	8	9	10
Allowance for bad debt	-	-	-	-	-	290,300	0	-	-0	1	0
Net realized losses and impairment losses on investments	-	-	-	-	-	-	-	-	-	-1	-1
Net gain from sale of asset	-	-	-	-	-1	-	-0	-0	0	0	-
Deferred income taxes	-4	1	3	20	-22	-1	6	-6	-11	0	-5
Goodwill or intangible asset impairment	-	-	-	-	-	-	-	-	-	767,000	-
Accrued investment income	2	1	1	-0	-1	-0	-2	0	1	0	2
Premiums receivable, net	10	10	11	1	-11	7	14	-6	21	-2	13
Prepaid reinsurance premiums	12	35	23	-16	5	-9	22	20	41	-13	16
Reinsurance receivable and recoverable	-5	-	-	284	-39	111	-74	-86	536	-323	258
Income taxes receivable	-5	-	11	29	-2	-32	29	-20	0	1	-13
Deferred policy acquisition costs, net	15	10	8	-1	31	4	12	5	6	3	-6
Right-of-use asset, net	-	-	-	-	-	-	-	21	-0	-3	-4
Other assets	3	3	-0	5	-8	2	-0	1	-1	1	-1
Unpaid Losses And Loss Adjustment Expense	32	32	56	236	-38	181	46	-69	542	-286	197
Unearned premiums	125	61	-14	-18	-3	14	83	21	66	19	27
Reinsurance payable	-12	43	36	-79	149	-11	6	30	8	-40	67
Income taxes payable	10	-11	-2	-	-	13	-	-	-	-	1
Accrued interest	-	-	-	3	-2	0	-0	0	-0	-0	-0
Leasehold incentives	-	-	-	-	-	-	-	-	2	-	-
Advance premiums	-1	-7	-4	-3	4	3	-2	-6	-2	3	9
Accrued compensation	-0	2	1	3	-7	-4	4	-1	-1	3	-1
Lease liability, net	-	-	-	-	-	-8	-0	23	0	-3	-3
Other liabilities	23	-16	-2	76	-85	-36	18	-9	10	-10	4
Net cash provided by (used in) operating activities	-	-	-	-	95	120	170	60	-34	70	87
Fixed maturity securities sales, maturities and pay downs	39	151	180	350	245	161	492	209	94	333	204
Fixed maturity securities purchases	-	-	-	-	219	228	450	335	127	231	287
Equity securities reinvestment of dividends	-	-	-	-	-	-	-	-	-	-	0
Return on other investments	-	-	-	-	-	-	-	2	15	1	0
Other investment sales	-	-	-	-	-	-	-	-	-	8	-
Other investment purchases	-	-	-	-	-	24	20	-	8	-	-
Leasehold improvements	-	-	-	-	-	-	-	-	4	-	-
Proceeds from other investments sold	-	-	-	-	-	20	1	-	1	-	-
Cost of property and equipment acquired	7	1	2	0	2	5	1	1	2	10	8
Net cash (used in) provided by investing activities	-	-	-	-	24	-54	22	-124	-38	101	-92
Proceeds from term loan facility	-	-	-	-	114	-	-	3	35	-	-
Proceeds from loan agreement	-	-	-	-	-	-	-	-	-	-	6
Proceeds from Issuance of Common Stock	0	-	-	-	-	-	-	-	-	25	-0
Repurchase of convertible notes	-	-	-	25	53	3	-	-	23	-	-
Mortgage loan payments	-	-	-	-	-	-	-	-	-	-0	-0
Principal payments on term loan facility	-	-	-	-	-	-	-	5	5	10	10
Tax withholding on share-based compensation awards	-	-	1	2	2	4	2	0	0	0	1
Purchase of treasury stock	-	-	26	62	2	16	10	8	7	-	-
Dividends forfeited (paid)	-	-	-	-	-	-	-	-	-	-	0
Net cash (used in) provided by financing activities	-	-	-	48	-32	-45	-29	-17	-5	15	-5
(Decrease) increase in cash, cash equivalents, and restricted cash	-	-	-	-	88	21	163	-82	-77	186	-10
Income Taxes Paid, Net	13	69	32	5	31	14	16	1	-0	9	13
Interest paid	-	-	-	-	18	7	6	5	8	9	9