米国企業
FIRST COMMONWEALTH FINANCIAL CORP

FIRST COMMONWEALTH FINANCIAL CORPFCF

時価総額

$14.6億

PER

9.3倍

	2011年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日
Interest and fees on loans and leases	197	187	176	171	173	185	219	257	292	275	268	302	491
Taxable interest	34	32	30	29	27	28	29	31	30	24	25	25	26
Interest exempt from federal income taxes	0	0	0	0	1	1	2	2	2	1	1	0	0
Dividends	0	0	0	2	3	3	2	2	2	1	1	1	3
Interest on bank deposits	0	0	0	0	0	0	0	0	0	0	0	2	9
Total interest income	232	219	206	202	204	218	251	292	325	301	294	330	530
Interest on deposits	33	21	16	12	7	8	9	22	37	22	6	7	112
Interest on short-term borrowings	1	1	1	2	5	8	9	11	8	1	0	2	22
Interest on subordinated debentures	6	6	3	2	2	3	3	7	9	9	9	9	10
Interest on other long-term debt	2	2	2	1	1	0	0	0	1	1	1	0	0
Finance Lease, Interest Expense	-	-	-	-	-	-	-	-	-	-	-	0	0
Total interest expense	42	30	22	19	16	19	22	40	55	33	15	18	144
Net Interest Income	190	189	185	184	188	199	229	252	270	268	279	312	386
Provision for credit losses	-	-	-	-	-	-	-	-	-	57	-1	21	15
Provision for credit losses	-	-	-	-	-	-	-	-	-	-	-	-	4
Net Interest Income after Provision for Credit Losses	134	168	165	172	174	181	224	240	255	212	280	291	371
Provision for credit losses - acquisition day 1 non-PCD	-	-	-	-	-	-	-	-	-	-	-	-	11
Net securities (losses) gains	-	-	-	-	-	-	-	8	0	0	0	0	-0
Trust income	-	-	-	-	-	-	-	8	8	9	11	11	11
Service charges on deposit accounts	-	-	-	-	-	-	-	18	19	16	18	20	21
Insurance Commissions and Fees	6	6	6	6	9	8	9	7	8	8	9	9	10
Bank Owned Life Insurance Income	6	6	6	6	5	5	6	7	6	7	6	5	5
Gain on sale of mortgage loans	-	-	-	-	-	4	5	5	8	19	14	5	4
Gain on sale of other loans and assets	-	-	-	-	-	-	-	5	5	5	8	6	7
Non Interest Income Interchange	-	13	14	14	15	15	19	20	22	24	28	28	29
Derivative, Gain (Loss) on Derivative, Net	-	-	-	-	-	0	-0	1	-0	-3	2	0	0
Swap Fee Income	-	-	-	-	-	2	2	2	3	2	3	5	2
Other income	10	14	11	7	8	6	8	7	7	8	8	10	9
Total noninterest income	58	65	60	61	61	65	80	89	85	94	107	99	97
Net Interest Income after Provision for Credit Losses	134	168	165	172	174	181	224	240	255	212	280	291	371
Labor and Related Expense	85	86	86	87	89	87	104	105	112	119	120	126	143
Net occupancy	14	13	14	13	14	13	16	17	19	18	17	18	19
Equipment Expense	13	12	15	18	11	12	14	14	15	15	16	16	17
Data processing	6	7	6	6	6	7	9	10	11	11	12	14	15
Advertising and promotion	-	-	-	3	3	3	4	4	4	5	5	5	6
Shares Tax	5	6	6	4	5	4	4	5	5	5	5	4	4
Intangible amortization	2	1	1	1	1	1	3	3	3	4	3	3	5
Professional Fees	5	4	4	4	4	4	5	4	5	4	5	5	6
FDIC insurance	5	5	4	4	4	4	3	2	1	3	3	3	6
Asset Impairment Charges	-	-	-	-	-	-	-	1	2	1	0	0	0
Operational Losses	-	4	1	7	2	1	2	1	2	1	2	3	5
Merger and acquisition related	-	-	-	-	1	3	10	2	4	-	-	2	9
COVID-19 related expenses	-	-	-	-	-	-	-	-	-	1	0	0	-
Other operating expenses	22	24	23	17	19	18	23	23	26	25	27	31	34
Voluntary retirement plan expenses	-	-	-	-	-	-	-	-	-	3	-	-	-
Total noninterest expense	177	177	169	171	164	160	200	196	210	216	214	230	270
Branch consolidation expense	-	-	-	-	-	-	-	-	-	3	-0	-0	-
Other operating expenses	22	24	23	17	19	18	23	23	26	25	27	31	34
Total noninterest expense	177	177	169	171	164	160	200	196	210	216	214	230	270
Net securities (losses) gains	-	-	-	-	-	-	-	8	0	0	0	0	-0
Trust income	-	-	-	-	-	-	-	8	8	9	11	11	11
Service charges on deposit accounts	-	-	-	-	-	-	-	18	19	16	18	20	21
Insurance Commissions and Fees	6	6	6	6	9	8	9	7	8	8	9	9	10
Bank Owned Life Insurance Income	6	6	6	6	5	5	6	7	6	7	6	5	5
Gain on sale of mortgage loans	-	-	-	-	-	4	5	5	8	19	14	5	4
Gain on sale of other loans and assets	-	-	-	-	-	-	-	5	5	5	8	6	7
Non Interest Income Interchange	-	13	14	14	15	15	19	20	22	24	28	28	29
Derivative, Gain (Loss) on Derivative, Net	-	-	-	-	-	0	-0	1	-0	-3	2	0	0
Swap Fee Income	-	-	-	-	-	2	2	2	3	2	3	5	2
Other income	10	14	11	7	8	6	8	7	7	8	8	10	9
Total noninterest income	58	65	60	61	61	65	80	89	85	94	107	99	97
Income before income taxes	15	57	57	62	71	85	104	133	131	90	173	160	198
Labor and Related Expense	85	86	86	87	89	87	104	105	112	119	120	126	143
Net occupancy	14	13	14	13	14	13	16	17	19	18	17	18	19
Equipment Expense	13	12	15	18	11	12	14	14	15	15	16	16	17
Data processing	6	7	6	6	6	7	9	10	11	11	12	14	15
Advertising and promotion	-	-	-	3	3	3	4	4	4	5	5	5	6
Shares Tax	5	6	6	4	5	4	4	5	5	5	5	4	4
Intangible amortization	2	1	1	1	1	1	3	3	3	4	3	3	5
Professional Fees	5	4	4	4	4	4	5	4	5	4	5	5	6
FDIC insurance	5	5	4	4	4	4	3	2	1	3	3	3	6
Asset Impairment Charges	-	-	-	-	-	-	-	1	2	1	0	0	0
Operational Losses	-	4	1	7	2	1	2	1	2	1	2	3	5
Merger and acquisition related	-	-	-	-	1	3	10	2	4	-	-	2	9
COVID-19 related expenses	-	-	-	-	-	-	-	-	-	1	0	0	-
Other operating expenses	22	24	23	17	19	18	23	23	26	25	27	31	34
Voluntary retirement plan expenses	-	-	-	-	-	-	-	-	-	3	-	-	-
Total noninterest expense	177	177	169	171	164	160	200	196	210	216	214	230	270
Branch consolidation expense	-	-	-	-	-	-	-	-	-	3	-0	-0	-
Other operating expenses	22	24	23	17	19	18	23	23	26	25	27	31	34
Total noninterest expense	177	177	169	171	164	160	200	196	210	216	214	230	270
Income tax provision	-0	15	15	18	21	26	49	25	26	17	35	32	40
Income before income taxes	15	57	57	62	71	85	104	133	131	90	173	160	198
Net Income	15	42	41	44	50	60	55	107	105	73	138	128	157
Income tax provision	-0	15	15	18	21	26	49	25	26	17	35	32	40
Net Income	15	42	41	44	50	60	55	107	105	73	138	128	157
Earnings Per Share, Basic	0.15	0.4	0.43	0.48	0.56	0.67	0.58	1.09	1.07	0.75	1.45	1.37	1.55
Earnings Per Share, Diluted	0.15	0.4	0.43	0.48	0.56	0.67	0.58	1.08	1.07	0.75	1.44	1.37	1.54
Common Stock, Dividends, Per Share, Declared	0.12	0.18	0.23	0.28	0.28	0.28	0.32	0.35	0.4	0.44	0.455	0.475	0.495
Earnings Per Share, Basic	0.15	0.4	0.43	0.48	0.56	0.67	0.58	1.09	1.07	0.75	1.45	1.37	1.55
Earnings Per Share, Diluted	0.15	0.4	0.43	0.48	0.56	0.67	0.58	1.08	1.07	0.75	1.44	1.37	1.54
Common Stock, Dividends, Per Share, Declared	0.12	0.18	0.23	0.28	0.28	0.28	0.32	0.35	0.4	0.44	0.455	0.475	0.495