FIRST BANCSHARES INCFBMS
時価総額
$11.1億
PER
15.9倍
地域銀行業の有力企業、従業員1,051人（2024年12月31日）。預金、商業・個人向け融資、住宅ローン、プライベートバンキングを展開。2023年1月にHSBIを2.215億ドルで買収、のれん約9,190万ドル計上。ミシシッピ、ルイジアナ、アラバマ、フロリダ、ジョージアで116拠点展開。
| 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Net income | 3 | 4 | 5 | 7 | 9 | 10 | 11 | 21 | 44 | 53 | 64 | 63 | 75 | 77 |
| Depreciation and amortization | - | 2 | 2 | 2 | 2 | 2 | 3 | 4 | 5 | 12 | 14 | 12 | 12 | 10 |
| FHLB stock dividends | 3,700 | 3,300 | 4,100 | 6,000 | 8,600 | 37,700 | 54,400 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Provision for credit losses | - | - | - | - | - | - | - | - | - | - | - | 6 | 15 | 4 |
| Deferred income taxes | 163,746 | -136,348 | 2 | 331,399 | 255,638 | -10,352 | 6 | 3 | 1 | -3 | 2 | 1 | 7 | 3 |
| Restricted stock expense | 119,320 | 263,216 | 391,777 | 617,779 | 721,124 | 772,311 | 866,558 | 1 | 2 | 2 | 3 | 2 | 2 | 5 |
| Increase in cash value of life insurance | 186,624 | 170,918 | 152,294 | 369,804 | 408,535 | 528,734 | 738,659 | 1 | 1 | 2 | 2 | 2 | 3 | 4 |
| Amortization and accretion, net, related to acquisitions | -213,534 | -789,999 | 107,170 | -900,913 | -921,853 | -629,304 | -1,736,818 | 1 | 2 | 4 | 0 | -2 | 4 | -2 |
| Bank premises and equipment loss/(gain) | - | - | - | 110,734 | 133,339 | -51,838 | -22,123 | -0 | 0 | 0 | -0 | -0 | 0 | -0 |
| Acquisition gain | - | - | - | - | - | - | - | - | - | 8 | 1 | 0 | - | - |
| Securities loss (gain) | - | - | - | - | - | - | - | - | 0 | 0 | 0 | -0 | -10 | -0 |
| Change in value of equity securities | - | - | - | - | - | - | - | - | - | - | - | - | - | -0 |
| Loss on sale/writedown of other real estate | 394,912 | 526,957 | 350,023 | 395,379 | 386,590 | 244,466 | 891,617 | 0 | 1 | 1 | 1 | 0 | 1 | 0 |
| Residential loans originated and held for sale | - | - | - | - | - | - | - | - | 186 | 319 | 230 | 153 | 92 | 86 |
| Proceeds from Sale, Loan, Held-for-Sale | - | - | - | - | - | - | - | - | 180 | 308 | 244 | 156 | 93 | 85 |
| Interest receivable | 662,192 | 115,611 | 54,600 | 152,307 | 294,332 | 404,760 | 714,501 | 1 | 1 | 9 | -3 | 3 | 1 | 1 |
| Other assets | -2,111,333 | -3,255,806 | -4,412,575 | -2,643,956 | -135,620 | 2 | -1,837,728 | -2 | -1 | 5 | 1 | 46 | -16 | -5 |
| Interest payable | -176,005 | -95,711 | -153,065 | -109,218 | -70,112 | 60,348 | 29,826 | 0 | 1 | -0 | -0 | 2 | 19 | -9 |
| Operating lease liability | - | - | - | - | - | - | - | - | - | -2 | -2 | -1 | -1 | -0 |
| Other liabilities | -405,181 | 2 | 1 | -8,721,513 | -1,406,347 | -121,118 | -3,934,866 | -0 | -2 | 2 | 3 | 51 | -40 | -6 |
| Net cash provided by operating activities | 7 | 10 | 18 | - | - | - | 22 | 32 | 45 | 51 | 96 | 90 | 109 | 86 |
| Sales | - | - | - | - | - | - | - | - | 33 | 1 | - | 21 | 286 | - |
| Maturities, prepayments, and calls | 48 | 59 | 52 | 43 | 43 | 45 | 58 | 62 | 109 | 204 | 229 | 197 | 133 | 236 |
| Purchases | - | - | - | - | - | - | - | - | - | - | - | 7 | 8 | 195 |
| Maturities, prepayments, and calls | - | - | - | 246,980 | 1 | 1 | - | - | - | - | - | 0 | 40 | 74 |
| Purchases | 6 | 2 | - | - | - | - | - | - | - | - | - | 603 | - | - |
| Purchase of other securities | - | - | - | - | - | - | - | - | - | - | - | - | - | 10 |
| Purchase of equity securities | - | - | - | - | - | - | - | - | - | - | - | - | - | 16 |
| Proceeds from redemption of other securities | 272,400 | 620,100 | 788,200 | 3 | 3 | 3 | 682,100 | 6 | 3 | 3 | 5 | 1 | 14 | 4 |
| Net (increase)/decrease in loans | 14 | 30 | 50 | 89 | 69 | 99 | 121 | 81 | 44 | 132 | -202 | - | - | 233 |
| Net changes to premises and equipment | - | 448,274 | 746,724 | 988,736 | 1 | 3 | 5 | 4 | 8 | 4 | 7 | 16 | 4 | 3 |
| Proceeds from Life Insurance Policy | - | - | - | - | - | - | - | - | - | - | - | - | - | 1 |
| Purchase of bank owned life insurance | - | - | - | 8 | - | 6 | 468,834 | - | - | 6 | 12 | - | - | 8 |
| Proceeds from Sale of Other Real Estate | - | - | - | - | - | - | 7 | 1 | 5 | 4 | 5 | 9 | 3 | 2 |
| Proceeds from sale of premises and equipment | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 |
| Cash Acquired from Acquisition | 116 | - | 43 | 4 | - | - | - | - | - | - | - | - | - | - |
| Net cash (used in) provided by investing activities | -11,786,857 | -34,625,862 | -40,866,754 | - | - | - | -141,403,374 | -9 | -63 | -259 | -207 | -707 | 328 | -148 |
| Increase/(decrease) in deposits | -2,270,888 | 23 | -1,971,438 | 54 | 24 | 122 | 76 | 46 | -68 | 664 | 602 | -223 | -427 | 141 |
| Proceeds from borrowed funds | - | - | - | - | - | - | - | - | - | - | - | - | - | 4,033 |
| Repayment of borrowed funds | - | - | - | - | - | - | - | - | - | - | - | - | 7,340 | 4,213 |
| Dividends paid on common stock | 452,983 | 453,105 | 600,452 | 763,143 | 778,428 | 782,936 | 1 | 3 | 5 | 9 | 12 | 16 | 28 | 31 |
| Cash paid to repurchase common stock | - | - | - | - | 35,710 | - | - | - | 5 | 8 | 5 | 22 | - | - |
| Repurchase of restricted stock for payment of taxes | - | - | - | - | - | - | - | - | - | - | - | - | - | 2 |
| Principal payment on finance lease liabilities | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 |
| Called/repayment of subordinated debt | - | - | - | - | - | - | - | - | - | - | - | - | 31 | - |
| Net cash (used in) financing activities | -6,141,395 | 32 | 31 | - | - | - | 150 | 44 | 28 | 602 | 469 | -158 | -227 | -72 |
| Net change in cash and cash equivalents | - | - | - | - | - | - | - | - | 10 | 394 | 357 | -774 | 210 | -135 |
| Interest | - | - | - | - | - | - | 7 | 11 | 21 | 22 | 16 | 17 | 51 | 127 |
| Income Taxes Paid | 862,855 | 2 | 980,490 | 275,075 | 4 | 5 | 354,200 | 2 | 11 | 14 | 16 | 7 | 16 | 17 |
| Transfers of loans to other real estate | 3 | 6 | 2 | 2 | 1 | 5 | 999,502 | 2 | 2 | 4 | 2 | 3 | 7 | 2 |
| Transfer of securities available-for-sale to held-to-maturity | - | - | - | - | - | - | - | - | - | - | - | 140 | - | - |
| Issuance of restricted stock grants | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 |
| BBI Acquisition | - | - | - | - | - | - | - | - | - | - | - | 101 | - | - |
| Stock issued | - | - | - | - | - | - | 2 | - | - | - | - | - | - | - |
| Dividends on restricted stock grants | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Right-of-Use Asset Obtained in Exchange for Operating Lease Liability | - | - | - | - | - | - | - | - | 7 | 3 | 0 | 3 | 1 | 1 |