Eastern Bankshares, Inc.EBC

時価総額

$40億

PER

地域密着型銀行業の有力企業。中堅企業向け商業融資、預金、資産運用を展開。総資産256億ドル・預金213億ドル（2024年12月31日）、2024年7月の同業買収。ボストン中心に東マサチューセッツ・南ニューハンプシャーで109支店展開。

	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income (loss) from continuing operations	-	-	-	-63	120
Net income from discontinued operations	-	-	-	295	-
Net income	23	155	200	232	120
Provision for allowance for loan losses	-	-	18	20	67
Depreciation and amortization	16	14	15	12	27
Change In Unamortized Net Loan Costs And Premiums	-15	-28	-1	6	-14
Deferred income tax expense (benefit)	-20	-5	6	-18	36
Amortization of Debt Discount (Premium)	6	17	18	6	5
Right-of-use asset amortization	-	-	13	11	11
Share-based compensation	2	9	11	16	19
Increase in cash surrender value of bank-owned life insurance	2	2	4	4	4
Loss on life insurance benefits	-	-	-1	-	-
Loss on sales of securities available for sale, net	-	1	-3	-333	-17
Net loss (gain) on bank premises and equipment	-	-	-	-	-3
Net loss on lease right-of-use assets	-	-2	-1	-0	-5
Amortization of Deferred Hedge Gains	-16	-31	-10	-0	-
Employee Stock Ownership Plan expense	-	-	10	7	7
Realized loss on sales of commercial loans	-	-	-	-3	-
Proceeds from sale of commercial loan transferred to held for sale	-	-	-	22	-
Gain on sale of other equity investment	-	-	-	-	9
Other	-	-1	0	0	-0
Loans held for sale	1	0	3	-3	-1
Prepaid pension (benefit) expense	24	-1	-4	-4	0
Other assets	90	-62	-1	14	62
Other liabilities	49	-23	-50	39	55
Net cash provided by operating activities - continuing operations	-	-	-	385	284
Cash Provided by (Used in) Operating Activities, Discontinued Operations	-	-	-	-124	-
Net cash provided by operating activities	70	174	230	262	284
Proceeds from sales of securities available for sale	9	24	431	1,900	1,071
Proceeds from maturities and principal paydowns of securities available for sale	452	940	1,050	424	373
Purchases of securities available for sale	2,112	3,324	741	-	200
Proceeds from maturities and principal paydowns of securities held to maturity	-	-	17	27	29
Purchases of securities held to maturity	-	-	494	-	-
Proceeds from sale of Federal Home Loan Bank stock	1	7	64	286	31
Purchases of Federal Home Loan Bank stock	1	2	94	251	4
Contributions to low income housing tax credit investments	-12	-11	-19	-37	-69
Contributions to other equity investments	4	3	1	1	1
Distributions from other equity investments	-	-	-	-	0
Proceeds from Sale of Other Investments	0	0	1	0	10
Proceeds from Life Insurance Policy	1	-	20	-	-
Cash Acquired from Acquisition	-	-	-	-	25
Net increase in outstanding loans, excluding loan purchases and sales	-	-381	926	587	209
Proceeds from Sale of Finance Receivables	-	-	-	189	-
Purchases of loans	-	-	380	32	-
Purchased banking premises and equipment	5	6	9	8	14
Proceeds from sale of bank premises and equipment	-	22	17	-	15
Net cash provided by (used in) investing activities - continuing operations	-	-	-	1,912	1,059
Cash Provided by (Used in) Investing Activities, Discontinued Operations	-	-	-	489	-
Net cash provided by (used in) investing activities	-2,390	-1,986	-1,077	2,400	1,059
Increase (Decrease) in Demand Deposits	2,675	1,156	-1,752	-2,463	-387
Net increase in time deposits	-70	-58	1,098	1,085	209
Net (decrease) increase in borrowed funds	-207	3	707	-693	-740
Payments for repurchases of common stock	-	23	202	-	28
Stock issuance costs	29	-	-	-	1
Dividends declared and paid to common shareholders	-	52	66	67	83
Net cash used in financing activities - continuing operations	-	-	-	-2,137	-1,029
Net cash used in financing activities - discontinued operations	-	-	-	-1	-
Net cash used in financing activities	4,012	989	-216	-2,138	-1,029
Net increase (decrease) in cash, cash equivalents, and restricted cash	1,691	-822	-1,062	524	314
Interest paid on deposits and borrowings	14	5	35	232	316
Income taxes	35	43	42	66	19
Net increase in capital commitments relating to low income housing tax credit projects	26	28	55	102	9
Net increase (decrease) in operating lease right of use assets and operating lease liabilities relating to lease remeasurements	-	-	-	4	5