CHEMUNG FINANCIAL CORPCHMG

時価総額

$2.9億

PER

預金・貸出・資産運用などの金融サービスの有力企業。商業・住宅ローンや信託・投資顧問（WMG、24年手数料0.3百万ドル）を展開。NASDAQ上場（CHMG）と23年12月1日に報酬回収方針採用。ニューヨーク州中心に展開。

	2011年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income	11	11	9	8	9	10	7	20	16	19	26	29	25	24
Amortization of right-of-use assets	-	-	-	-	-	-	-	-	-	-	-	1	1	0
Amortization of intangible assets	1	1	921,413	1	1	1	1	1	1	1	0	0	-	-
Deferred income tax (benefit) expense	3	646,899	-120,590	-2	1	-3	4	2	-2	-0	1	2	-2	1
Provision for credit losses	-	-	-	-	-	-	-	-	-	-	-	-	3	-0
Loss (gain) on disposal of fixed assets	-	-	-	-0	0	-	-0	-0	-0	-0	-0	-0	-0	0
Depreciation	3	3	3	4	4	4	4	3	3	3	3	2	2	2
Amortization of premiums on securities, net	-1,394,115	-1,827,055	-2,279,939	-2	-2	-2	-1	-1	-1	-2	-5	-4	-2	-2
Gains on sales of loans held for sale, net	179,096	484,006	502,718	0	0	0	0	0	0	2	1	0	0	0
Proceeds from Sale, Loan, Held-for-Sale	8	16	20	14	14	15	10	18	12	48	38	6	7	12
Loans originated and held for sale	8	16	19	14	14	15	10	18	13	45	37	5	6	12
Net (gains) on sale of other real estate owned	-	-	-	-	-	-	-	-	-	-0	-0	0	0	-0
Write-downs on OREO	-	-	-	-	-	-	-	-	0	0	-	-	0	0
Net change in fair value of equity investments	-	-	-	-	-	-	-	2	0	0	0	-0	0	0
Net purchases of equity investments	-	-	-	-	-	-	-	-	-	-	0	0	-0	-0
Net (gains) on interest rate swaps	-	-	-	-	-	-	-	-	-	-	-	0	0	0
(Increase) in other assets	10	-6,083,953	6	7	-5	0	-1	3	2	10	2	28	1	3
Increase in accrued interest payable	-287,822	-347,519	-107,535	-0	-0	0	-0	0	0	-0	-0	1	2	0
Restricted Stock Expense Directors Deferred Compensation Plan	80,083	86,717	98,815	0	0	0	0	0	0	0	0	0	0	0
Expense Related To Employee Stock Awards	28,141	79,510	130,920	0	0	0	0	0	1	1	1	1	1	1
Payments on operating leases	-	-	-	-	-	-	-	-	-	-	1	1	2	0
Increase (decrease) in other liabilities	206,721	587,918	9	15	-9	5	-4	-1	3	8	3	25	-1	2
Income from bank owned life insurance	88,389	86,577	83,931	0	0	0	0	0	0	0	0	0	0	0
Net cash provided by operating activities	9	25	23	-	-	-	-	28	26	29	35	35	31	30
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	4	4	6	3	3	3	3	1	50	68	143	86	61	55
Proceeds from Sale and Maturity of Held-to-Maturity Securities	-	-	-	-	-	-	-	-	3	2	1	2	2	0
Purchases of securities available for sale	-	-	-	-	-	-	-	16	118	330	402	24	3	5
Purchases of securities held to maturity	5	2	6	3	2	3	2	2	1	1	2	1	-	0
Purchase of FHLBNY and FRBNY stock	1	26,250	16	4	9	5	7	22	0	0	3	36	100	32
Redemption of FHLBNY and FRBNY stock	400,350	825,300	16	3	9	6	5	25	0	-	2	32	103	28
Proceeds from sales of fixed assets	-	-	-	-	0	-	0	-	-	-	-	-	-	0
Purchases of premises and equipment	3	4	4	3	1	2	1	2	1	1	0	0	0	4
Proceeds from Sale of Other Real Estate	327,087	796,446	155,116	0	1	2	0	2	0	1	0	0	0	0
Net (increase) in loans	-	-	-	-	-	-	-	-	-	240	-18	312	144	100
Net cash (used by) provided by investing activities	-5,063,570	-56,856,819	-46,487,758	-	-	-	-	44	-33	-496	-242	-253	-82	-58
Increase (Decrease) in Other Deposits	-	-	-	-	-	-	-	-	-8	341	207	-34	-108	-44
Net increase in time deposits	-43,578,345	-40,300,400	-27,084,698	-33	-46	-22	-26	32	11	125	-89	206	210	12
Net change in FHLBNY overnight advances	-	-	-	-	-	-	-	-	-	-	-	-81	64	-77
Increases in (payments on) finance leases	-	-	-	-	-	-	-	-	-	-	-	-	-	-1
Purchase of treasury stock	501,299	635,800	92,630	-	-	-	-	-	-	8	2	1	0	0
Sale of treasury stock	242,610	257,449	70,880	-	0	0	1	1	1	1	0	0	1	0
Cash dividends paid	4	6	4	5	5	5	5	5	5	5	5	6	6	7
Net cash (used in) provided by financing activities	-11,796,426	20	35	-	-	-	-	28	-2	454	125	246	32	38
Net increase (decrease) in cash and cash equivalents	-	-	-	-	-	-	-	-	-8	-13	-82	29	-19	10
Interest	-	-	-	-	-	-	-	4	6	4	3	7	37	53
Income Taxes	5	2	5	3	7	4	4	2	4	6	6	6	8	6
Transfer of loans to other real estate owned	533,976	618,302	102,970	3	0	0	2	0	1	0	0	0	0	1
Right-of-use assets obtained through finance lease liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	1