BANK OF AMERICA CORPBAC
時価総額
$3819億
PER
クラウド会計ソフトの大手。中小企業向けのAI自動仕訳プラットフォームと請求・給与連携機能を展開、顧客数120万社・年商300億円規模のサービス展開。2022年にシリーズDで大手投資ファンドが50億円を出資、23年6月に競合を150億円で買収。日本・米国・欧州の計15カ国で展開。
| 2010年 12月31日 | 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Interest income | 75,497 | 66,236 | 57,400 | 55,020 | 50,886 | 49,800 | 51,057 | 57,579 | 66,769 | 71,236 | 51,585 | 47,672 | 72,565 | 130,262 | 146,607 |
| Interest expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 90,547 |
| Net interest income | 51,523 | 44,616 | 40,656 | 42,265 | 39,952 | 39,251 | 41,096 | 44,667 | 47,432 | 48,891 | 43,360 | 42,934 | 52,462 | 56,931 | 56,060 |
| Fees and commissions | - | - | - | - | - | - | - | - | - | 33,015 | 34,551 | 39,299 | 33,212 | 32,009 | 36,291 |
| Trading Gain (Loss) | 10,054 | 6,697 | 5,870 | 7,056 | 6,309 | 6,473 | 6,902 | 7,277 | 8,540 | - | 8,355 | 8,691 | 12,075 | 12,732 | 12,967 |
| Other income (loss) | 2,384 | 6,869 | -1,839 | -29 | 1,203 | 818 | 1,885 | 1,917 | 1,970 | 304 | -738 | -1,811 | -2,799 | -3,091 | -3,431 |
| Total noninterest income | 58,697 | 48,838 | 42,678 | 46,677 | 44,295 | 43,256 | 42,605 | 42,685 | 43,815 | 42,353 | 42,168 | 46,179 | 42,488 | 41,650 | 45,827 |
| Total revenue, net of interest expense | 110,220 | 93,454 | 83,334 | 88,942 | 84,247 | 82,507 | 83,701 | 87,352 | 91,247 | 71,236 | 85,528 | 89,113 | 94,950 | 130,262 | 146,607 |
| Provision for credit losses | - | - | - | - | - | - | - | - | - | - | - | - | 2,543 | 4,394 | 5,821 |
| Compensation and benefits | 35,149 | 36,965 | 35,648 | 34,719 | 33,787 | 32,868 | 31,616 | 31,642 | 31,880 | 31,977 | 32,725 | 36,140 | 36,447 | 38,330 | 40,182 |
| Occupancy, Net | 4,716 | 4,748 | 4,570 | 4,475 | 4,260 | 4,093 | 4,038 | 4,009 | 4,066 | 6,588 | 7,141 | 7,138 | 7,071 | 7,164 | 7,289 |
| Information processing and communications | - | - | - | - | - | - | - | - | - | 4,646 | 5,222 | 5,769 | 6,279 | 6,707 | 7,231 |
| Product delivery and transaction related | - | - | - | - | - | - | - | - | - | 2,762 | 3,433 | 3,881 | 3,653 | 3,608 | 3,494 |
| Professional fees | 2,695 | 3,381 | 3,574 | 2,884 | 2,472 | 2,264 | 1,971 | 1,888 | 1,699 | 1,597 | 1,694 | 1,775 | 2,142 | 2,159 | 2,669 |
| Marketing | 1,963 | 2,203 | 1,873 | 1,834 | 1,829 | 1,811 | 1,703 | 1,746 | 1,674 | 1,934 | 1,701 | 1,939 | 1,825 | 1,927 | 1,956 |
| Other general operating | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,991 |
| Total noninterest expense | 83,108 | 80,274 | 72,093 | 69,214 | 75,117 | 57,192 | 54,951 | 54,743 | 53,381 | 54,900 | 55,213 | 59,731 | 61,438 | 65,845 | 66,812 |
| Income before income taxes | - | -230 | 3,072 | 16,172 | 6,855 | 22,154 | 25,153 | 29,213 | 34,584 | 32,754 | 18,995 | 33,976 | 30,969 | 28,342 | 29,254 |
| Income tax expense | 915 | -1,676 | -1,116 | 4,741 | 2,022 | 6,266 | 7,247 | 10,981 | 6,437 | 5,324 | 1,101 | 1,998 | 3,441 | 1,827 | 2,122 |
| Net income | -2,238 | 1,446 | 4,188 | 11,431 | 4,833 | 15,888 | 17,906 | 18,232 | 28,147 | 27,430 | 17,894 | 31,978 | 27,528 | 26,515 | 27,132 |
| Preferred stock dividends | - | - | - | - | 1,044 | 1,483 | 1,682 | 1,614 | 1,451 | 1,432 | 1,421 | 1,421 | - | - | 1,629 |
| Net income applicable to common shareholders | -3,595 | 85 | 2,760 | 10,082 | 3,789 | 14,405 | 16,224 | 16,618 | 26,696 | 25,998 | 16,473 | 30,557 | 26,015 | 24,866 | 25,503 |
| Earnings Per Share, Basic | -0.37 | 0.01 | 0.26 | 0.94 | 0.36 | 1.38 | 1.58 | 1.63 | 2.64 | 2.77 | 1.88 | 3.6 | 3.21 | 3.1 | 3.25 |
| Earnings Per Share, Diluted | -0.37 | 0.01 | 0.25 | 0.9 | 0.36 | 1.31 | 1.5 | 1.56 | 2.61 | 2.75 | 1.87 | 3.57 | 3.19 | 3.08 | 3.21 |