BANK OF AMERICA CORPBAC
時価総額
$3819億
PER
クラウド会計ソフトの大手。中小企業向けのAI自動仕訳プラットフォームと請求・給与連携機能を展開、顧客数120万社・年商300億円規模のサービス展開。2022年にシリーズDで大手投資ファンドが50億円を出資、23年6月に競合を150億円で買収。日本・米国・欧州の計15カ国で展開。
| 2010年 12月31日 | 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Net income | -2,238 | 1,446 | 4,188 | 11,431 | 4,833 | 15,888 | 17,906 | 18,232 | 28,147 | 27,430 | 17,894 | 31,978 | 27,528 | 26,515 | 27,132 |
| Provision for credit losses | - | - | - | - | - | - | - | - | - | - | - | - | 2,543 | 4,394 | 5,821 |
| (Gains) losses on sales of debt securities | - | - | - | - | - | - | - | - | - | - | - | - | 32 | -405 | -29 |
| Depreciation and amortization | - | - | - | - | - | - | - | - | - | 1,729 | 1,843 | 1,898 | 1,978 | 2,057 | 2,189 |
| Net (accretion) amortization of discount/premium on debt securities | - | - | - | -1,577 | -2,688 | -2,472 | -3,134 | -2,251 | -1,824 | -2,066 | -4,101 | -5,837 | -2,072 | 397 | 330 |
| Deferred income taxes | 608 | -1,949 | -2,735 | 3,262 | 726 | 3,108 | 5,841 | 8,175 | 3,041 | 2,435 | -1,737 | -838 | 739 | -2,011 | -1,734 |
| Amortization of stock-based compensation | - | - | - | - | - | - | 1,235 | 1,649 | 1,729 | 1,974 | 2,031 | 2,768 | 2,862 | 2,942 | 3,433 |
| Originations and purchases | - | - | - | 65,688 | 40,113 | 38,675 | 33,107 | 43,500 | 28,100 | 28,900 | 19,700 | 43,635 | 24,862 | 15,621 | 36,198 |
| Proceeds from sales and paydowns of loans originally classified as held for sale and instruments from related securitization activities | - | - | - | - | - | - | - | - | 28,972 | 30,191 | 19,049 | 34,684 | 31,567 | 16,262 | 31,877 |
| Trading and derivative assets/liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 45,504 |
| Other assets | -5,213 | -50,230 | 13,330 | -35,154 | -2,380 | -2,458 | 13,802 | 19,859 | -11,920 | 11,113 | 12,883 | 34,455 | -20,799 | 23,944 | 4,492 |
| Accrued expenses and other liabilities | - | - | - | - | 9,702 | 730 | -35 | 4,673 | 13,010 | 16,363 | -4,385 | 16,639 | 23,029 | -17,719 | 1,450 |
| Other operating activities, net | -1,946 | 4,048 | -7,531 | -2,806 | 1,662 | 2,839 | -1,259 | -7,424 | 2,570 | -6,211 | -3,886 | -4,651 | -1,222 | -7,708 | -7,522 |
| Net cash provided by (used in) operating activities | 82,594 | 64,490 | -13,858 | 92,817 | - | - | - | - | 39,520 | 61,777 | 37,993 | -7,193 | -6,327 | 44,982 | -8,805 |
| Time deposits placed and other short-term investments | - | - | - | - | - | - | - | - | -3,659 | -387 | -561 | 598 | 115 | 1,087 | -1,974 |
| Federal funds sold and securities borrowed or purchased under agreements to resell | - | - | - | - | -1,495 | -659 | -5,742 | -14,523 | -48,384 | -13,466 | -29,461 | 53,338 | -16,854 | -13,050 | 8,415 |
| Proceeds from sales | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 69,925 |
| Proceeds from paydowns and maturities | - | - | - | - | - | - | - | - | 78,513 | 79,114 | 91,084 | 159,616 | 110,195 | 148,699 | 237,939 |
| Purchases | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 390,911 |
| Proceeds from paydowns and maturities | 11 | 602 | 6,261 | 8,472 | 7,889 | 12,872 | 18,677 | 16,653 | 18,789 | 34,770 | 93,835 | 124,880 | 63,852 | 36,955 | 34,591 |
| Purchases | 100 | 35,552 | 20,991 | 14,388 | 13,274 | 36,575 | 39,899 | 25,088 | 35,980 | 37,115 | 257,535 | 362,736 | 24,096 | 98 | - |
| Proceeds from Sale, Loan and Lease, Held-for-Investment | 8,046 | 2,409 | 1,673 | 12,331 | 28,765 | 22,316 | 18,230 | 11,761 | 21,365 | 12,201 | 13,351 | 10,396 | 26,757 | 11,081 | 9,565 |
| Purchases | - | - | - | 16,734 | 10,609 | 12,629 | 12,283 | 6,846 | 4,629 | 5,963 | 5,229 | 5,164 | 5,798 | 5,351 | 5,470 |
| Other changes in loans and leases, net | 2,550 | 6,059 | 6,457 | 34,256 | -22,635 | 52,626 | 31,194 | 41,104 | 31,292 | 46,808 | -36,571 | 58,039 | 86,010 | 17,484 | 52,576 |
| Other investing activities, net | -9,400 | -13,945 | 320 | 1,097 | 1,621 | -1,309 | 192 | -8,180 | 1,986 | 2,974 | 3,489 | 3,479 | 4,612 | 5,258 | 4,145 |
| Net cash used in investing activities | -30,347 | 52,429 | -37,177 | 25,058 | - | - | - | - | -71,468 | -80,630 | -177,665 | -313,291 | -2,529 | -35,387 | -90,693 |
| Deposits | 36,598 | 22,611 | 72,220 | 14,010 | -335 | 78,347 | 63,675 | 48,611 | 71,931 | 53,327 | 360,677 | 268,966 | -134,190 | -6,514 | 41,640 |
| Federal funds purchased and securities loaned or sold under agreements to repurchase | - | - | - | - | 3,171 | -26,986 | -4,000 | 7,024 | 10,070 | -21,879 | 5,214 | 22,006 | 3,306 | 88,252 | 47,871 |
| Short-term borrowings | - | - | - | - | - | - | - | - | - | - | -4,893 | 4,432 | 3,179 | 5,162 | 12,574 |
| Proceeds from issuance | 52,215 | 26,001 | 22,200 | 45,658 | 51,573 | 43,670 | 35,537 | 53,486 | 64,278 | 52,420 | 57,013 | 76,675 | 65,910 | 65,396 | 56,683 |
| Retirement | 110,919 | 101,814 | 124,389 | 65,602 | 53,749 | 40,365 | 51,849 | 49,553 | 53,046 | 50,794 | 47,948 | 46,826 | 34,055 | 44,571 | 70,411 |
| Proceeds from issuance | - | - | - | - | 5,957 | 2,964 | 2,947 | - | 4,515 | 3,643 | 2,181 | 2,169 | 4,426 | - | - |
| Redemption | - | - | - | - | - | - | - | - | 4,512 | 2,568 | 1,072 | 1,971 | 654 | - | 5,254 |
| Common stock repurchased | - | - | - | 3,220 | 1,675 | 2,374 | 5,112 | 12,814 | 20,094 | 28,144 | 7,025 | 25,126 | 5,073 | 4,576 | 13,104 |
| Cash dividends paid | - | - | - | - | 2,306 | 3,574 | 4,194 | 5,700 | 6,895 | 5,934 | 7,727 | 8,055 | 8,576 | 9,087 | 9,503 |
| Other financing activities, net | 5 | 3 | 236 | -26 | -44 | -39 | -22 | -397 | -651 | -698 | -601 | -620 | -312 | -717 | -127 |
| Net cash provided by (used in) financing activities | -65,387 | -104,696 | 42,416 | -95,442 | - | - | - | - | 53,118 | 3,377 | 355,819 | 291,650 | -106,039 | 93,345 | 60,369 |
| Effect of exchange rate changes on cash and cash equivalents | - | - | - | - | - | - | - | - | - | -368 | 2,756 | -3,408 | -3,123 | -70 | -3,830 |
| Net increase (decrease) in cash and cash equivalents | - | - | - | - | - | - | - | - | - | -15,844 | 218,903 | -32,242 | -118,018 | 102,870 | -42,959 |
| Interest paid | 21,166 | 25,207 | 18,268 | 12,912 | 11,082 | 10,623 | 10,510 | 12,852 | 19,087 | 22,196 | 8,662 | 4,506 | 18,526 | 69,604 | 89,687 |
| Income taxes paid, net | 1,465 | 1,653 | 1,372 | 1,559 | - | - | - | - | 2,470 | 4,359 | 2,894 | 2,760 | 2,288 | 3,405 | 3,822 |