AFLAC INCAFL
時価総額
$600億
PER
補足的医療・生命保険の米日最大手。現金給付型保険、団体向け商品、代理店中心の販売網と提携、デジタル販売チャネルを展開。2024年に自社株買いで3040万株・28億ドルを買戻し。米国50州と日本で展開。
| 2010年 12月31日 | 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Net earnings | 2,344 | 1,964 | 2,866 | 3,158 | 2,951 | 2,533 | 2,659 | 4,604 | 2,920 | 3,304 | 4,778 | 4,325 | 4,201 | 4,659 | 5,443 |
| Change in receivables and advance premiums | -1,078 | -2,940 | -5,669 | 8 | 7 | -147 | -42 | 91 | 55 | 32 | -52 | -72 | -2 | 133 | -51 |
| Capitalization of deferred policy acquisition costs | - | - | - | - | - | - | - | - | - | - | - | 1,063 | 1,054 | 1,086 | 1,056 |
| Amortization of deferred policy acquisition costs | 1,030 | 1,102 | 1,117 | 1,074 | 1,108 | 1,066 | 1,141 | 1,132 | 1,245 | 1,282 | 1,214 | 1,170 | 1,152 | 816 | 851 |
| Increase in policy liabilities | 3,448 | 4,685 | 6,033 | 6,806 | 3,614 | 3,524 | 3,331 | 2,890 | 2,343 | 2,104 | 2,023 | 976 | 661 | -552 | -302 |
| Change in income tax liabilities | 128 | 251 | 712 | 993 | 123 | -36 | -93 | -1,240 | 64 | -244 | -1,419 | 118 | -558 | -967 | -393 |
| Net investment (gains) losses | - | -1,552 | -349 | 399 | 215 | 140 | -123 | -151 | -430 | -135 | -270 | 468 | 363 | 590 | 1,271 |
| Other, net | - | -24 | 34 | -401 | -309 | -989 | -231 | -150 | -571 | -358 | -182 | 79 | 162 | -1,043 | 616 |
| Net cash provided (used) by operating activities | 6,989 | 10,842 | 14,952 | 10,547 | 6,550 | 6,776 | 5,987 | 6,128 | 6,014 | 5,455 | 5,958 | 5,051 | 3,879 | 3,190 | 2,707 |
| Available-for-sale fixed maturity securities | - | - | - | - | - | - | - | - | 7,888 | 5,284 | 3,725 | 4,157 | 4,418 | 3,811 | 7,205 |
| Equity securities | - | - | - | - | - | - | - | - | - | - | - | 264 | 570 | 404 | 782 |
| Held-to-maturity fixed maturity securities | - | 728 | 1,859 | 6,515 | 8,475 | 766 | 1,399 | 2,212 | 1,670 | 622 | 4 | 4 | 3 | 3 | 3 |
| Commercial mortgage and other loans | - | - | - | - | - | - | - | - | 936 | 1,814 | 2,085 | 4,099 | 2,190 | 1,641 | 2,435 |
| Available for sale fixed maturity securities | 9,943 | 8,392 | 19,533 | 22,967 | 10,978 | 6,507 | 10,890 | 9,867 | 9,086 | 6,934 | 4,772 | 5,813 | 3,514 | 2,801 | 5,542 |
| Equity securities | - | - | - | - | - | - | - | - | - | - | - | 492 | 461 | 357 | 411 |
| Commercial mortgage and other loans | - | - | - | - | - | - | - | - | 4,848 | 4,401 | 3,263 | 5,282 | 3,897 | 996 | 1,376 |
| Other investments, net | - | - | - | - | - | - | - | - | - | - | - | - | - | 417 | 972 |
| Settlement of derivatives, net | - | - | - | - | 636 | 2,119 | -1,252 | 621 | 241 | 9 | -18 | -199 | 61 | -79 | 184 |
| Cash received (pledged or returned) as collateral, net | - | - | - | -1,037 | 3,217 | 1,391 | 416 | 205 | -348 | -926 | 1,027 | -1,511 | 673 | 401 | -780 |
| Other, net | 28 | 62 | -514 | 354 | -30 | 86 | 76 | 68 | -176 | 123 | 265 | -41 | -112 | 149 | -61 |
| Net cash provided (used) by investing activities | -7,432 | -10,829 | -16,952 | -11,091 | -4,241 | -4,897 | -3,855 | -5,431 | -3,582 | -3,171 | -4,619 | -2,378 | -1,540 | 817 | 2,781 |
| Purchases of treasury stock | 121 | 308 | 118 | 813 | 1,210 | 1,315 | 1,422 | 1,351 | 1,301 | 1,627 | 1,537 | 2,301 | 2,401 | 2,801 | 2,800 |
| Proceeds from borrowings | 748 | 620 | 1,506 | 700 | 750 | 998 | 986 | 1,040 | 1,020 | 615 | 1,545 | 1,153 | 1,277 | 204 | 823 |
| Principal payments under debt obligations | 451 | 462 | 341 | - | 335 | 1,272 | 610 | 1,161 | 550 | - | 350 | 700 | 1,416 | - | 194 |
| Dividends paid to shareholders | 535 | 552 | 603 | 635 | 654 | 656 | 658 | 661 | 793 | 771 | 769 | 855 | 979 | 966 | 1,087 |
| Change in investment-type contracts, net | 419 | 733 | 1,457 | 1,790 | 1,253 | 256 | 159 | 35 | -31 | -1 | -11 | -36 | -83 | -160 | -214 |
| Treasury stock reissued | 45 | 26 | 32 | 88 | 33 | 36 | 46 | 33 | 58 | 49 | 34 | 26 | 17 | 17 | 14 |
| Other, net | 56 | 7 | 12 | 6 | 16 | -234 | -120 | - | -19 | 22 | -27 | -26 | 34 | -17 | -28 |
| Net cash provided (used) by financing activities | 161 | 64 | 1,945 | 1,136 | -147 | -2,187 | -1,619 | -2,065 | -1,616 | -1,713 | -1,115 | -2,739 | -3,551 | -3,723 | -3,486 |
| Effect of exchange rate changes on cash and cash equivalents | - | - | - | - | - | - | - | - | - | - | - | - | 104 | 79 | -79 |
| Net change in cash and cash equivalents | - | - | - | - | - | - | - | - | - | - | 245 | -90 | -1,108 | 363 | 1,923 |
| Income taxes paid | 1,017 | 828 | 788 | 754 | 1,416 | 996 | 1,526 | 780 | 998 | 1,384 | 800 | 880 | 961 | 1,569 | 1,367 |
| Interest paid | - | - | - | - | - | - | - | - | - | 190 | 210 | 213 | 211 | 185 | 180 |
| Noncash interest | - | - | 83 | 82 | 76 | 53 | 57 | 44 | 41 | 37 | 32 | 24 | 14 | 10 | 17 |
| Real Estate Owned, Transfer to Real Estate Owned | - | - | - | - | - | - | - | - | - | - | - | - | - | 217 | 468 |
| Lease obligations | 3 | 6 | 4 | - | 9 | 6 | 1 | 12 | 11 | 132 | 56 | 46 | 102 | 75 | 33 |
| Associate stock bonus | - | 32 | 35 | 36 | 35 | 35 | 30 | 29 | 7 | 15 | 19 | 19 | 14 | 17 | 20 |
| Shareholder dividend reinvestment | - | 23 | 25 | 25 | 26 | 26 | 27 | 29 | 8 | 30 | 29 | 32 | 37 | 37 | 41 |
| Share-based compensation grants | - | 2 | 4 | 4 | 4 | 3 | 4 | 1 | 2 | 5 | 6 | 4 | 6 | 5 | 6 |