WESTERN ALLIANCE BANCORPORATIONWAL
時価総額
$87.3億
PER
商業銀行業務を中心とする金融サービスの大手。インターネットバンキングやデジタル決済を展開、貸出の57%が不動産担保(2024年12月31日)。2024年9月のOCC・FDICによる合併審査方針改定が影響。米国のアリゾナ・カリフォルニア・ネバダ中心に展開。
| 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Cash and due from banks | 117 | 142 | 135 | 125 | 134 | 168 | 181 | 180 | 186 | 174 | 166 | 259 | 276 | 320 |
| Interest bearing deposits in other financial institutions | 38 | 63 | 171 | 39 | 91 | 116 | 236 | 319 | 249 | 2,498 | 350 | 784 | 1,300 | 3,776 |
| Cash and cash equivalents | 155 | 205 | 306 | 164 | 225 | 284 | 417 | 499 | 435 | 2,672 | 516 | 1,043 | 1,576 | 4,096 |
| Fair value | - | - | - | - | - | - | - | - | - | - | - | - | 11,165 | 13,468 |
| Amortized cost | - | - | - | - | - | - | - | - | - | - | 1,102 | 1,284 | 1,421 | 1,510 |
| Investment securities - equity | - | - | - | - | - | - | - | 115 | 139 | 167 | 159 | 160 | 126 | 117 |
| Restricted Investments | 34 | 31 | 30 | 25 | 58 | 65 | 66 | 66 | 67 | 67 | 92 | 224 | 281 | 232 |
| Loans HFS | - | - | - | - | - | - | - | - | - | - | - | - | 1,402 | 2,286 |
| Loans HFI, net of deferred fees and costs | - | - | - | - | - | - | - | - | - | - | - | - | 50,297 | 53,676 |
| Less: allowance for credit losses | - | - | - | - | - | - | - | - | - | - | - | 310 | 337 | 374 |
| Net loans held for investment | - | - | - | - | - | - | - | - | - | - | - | - | 49,960 | 53,302 |
| Servicing Asset | - | - | - | - | - | - | - | - | - | - | 698 | 1,148 | 1,124 | 1,127 |
| Premises and equipment, net | 106 | 108 | 120 | 114 | 119 | 120 | 119 | 119 | 126 | 134 | 182 | 276 | 339 | 361 |
| Operating lease right of use asset | - | - | - | - | - | - | - | - | 73 | 73 | 133 | 163 | 145 | 128 |
| Bank owned life insurance | 134 | 138 | 141 | 142 | 162 | 165 | 168 | 170 | 174 | 176 | 180 | 182 | 186 | 1,011 |
| Goodwill and intangible assets, net | - | - | - | - | - | - | - | - | 298 | 299 | 635 | 680 | 669 | 659 |
| Deferred tax assets, net | - | - | - | - | - | - | - | - | - | 31 | 21 | 311 | 287 | 281 |
| Investments in LIHTC and renewable energy | - | - | - | - | - | - | - | 342 | 409 | 406 | 631 | 624 | 573 | 606 |
| Other assets | 42 | 119 | 172 | 193 | 274 | 335 | 250 | 311 | 284 | 392 | 987 | 1,811 | 1,608 | 1,750 |
| Total assets | 6,845 | 7,623 | 9,307 | 10,600 | 14,275 | 17,201 | 20,329 | 23,109 | 26,822 | 36,461 | 55,983 | 67,734 | 70,862 | 80,934 |
| Non-interest bearing | 1,558 | 1,933 | 2,200 | 2,288 | 4,094 | 5,633 | 7,434 | 7,456 | 8,538 | 13,463 | 21,353 | 19,691 | 14,520 | 18,846 |
| Interest bearing | 4,100 | 4,522 | 5,638 | 6,643 | 7,937 | 8,917 | 9,539 | 11,721 | 14,259 | 18,467 | 26,259 | 33,953 | 40,813 | 47,495 |
| Total deposits | 5,659 | 6,455 | 7,838 | 8,931 | 12,031 | 14,550 | 16,973 | 19,177 | 22,797 | 31,931 | 47,612 | 53,644 | 55,333 | 66,341 |
| Other borrowings | 353 | 194 | 341 | 390 | 150 | 80 | 390 | 491 | - | 5 | 1,502 | 6,299 | 7,230 | 5,573 |
| Qualifying debt | - | - | - | - | 210 | 368 | 377 | 360 | 394 | 549 | 896 | 893 | 895 | 899 |
| Operating lease liability | - | - | - | - | - | - | - | - | 78 | 80 | 143 | 185 | 179 | 159 |
| Other liabilities | 35 | 99 | 159 | 183 | 254 | 270 | 334 | 444 | 520 | 467 | 868 | 1,357 | 1,147 | 1,255 |
| Total liabilities | 6,208 | 6,863 | 8,452 | 9,600 | 12,684 | 15,309 | 18,099 | 20,496 | 23,805 | 33,048 | 51,020 | 62,378 | 64,784 | 74,227 |
| Preferred Stock, Value, Issued | 141 | 141 | 141 | 71 | - | - | - | - | - | - | 295 | 295 | 295 | 295 |
| Common Stocks, Including Additional Paid in Capital | 744 | 785 | 797 | 828 | 1,323 | 1,400 | 1,425 | 1,418 | 2,748 | 2,782 | 3,932 | 4,326 | 4,394 | 4,490 |
| Treasury stock, at cost (2,845,201 and 2,703,218 shares at December 31, 2024 and 2023, respectively) | - | - | - | - | - | 26 | 40 | 53 | 63 | 71 | 87 | 105 | 116 | 125 |
| Accumulated other comprehensive loss | -5 | 8 | -22 | 17 | 22 | -5 | -3 | -34 | 25 | 92 | 16 | -661 | -513 | -534 |
| Retained earnings | -244 | -174 | -61 | 85 | 263 | 522 | 848 | 1,283 | 1,680 | 2,001 | 2,773 | 3,664 | 4,215 | 4,826 |
| Total stockholders’ equity | 637 | 760 | 855 | 1,001 | 1,592 | 1,892 | 2,230 | 2,614 | 3,017 | 3,414 | 4,963 | 5,356 | 6,078 | 6,707 |
| Total liabilities and stockholders’ equity | 6,845 | 7,623 | 9,307 | 10,600 | 14,275 | 17,201 | 20,329 | 23,109 | 26,822 | 36,461 | 55,983 | 67,734 | 70,862 | 80,934 |