Territorial Bancorp Inc.TBNK
時価総額
$8090.3万
PER
預金と住宅ローンを主力とする銀行業の有力企業。2024年に貸出起源$74.9M、総貸出の96.9%が一〜四家族向け住宅ローンを占める。Wellington Managementが株式9.90%保有、ESOPが9.49%保有。ハワイ州全域(4郡)で預金・融資を提供、2024年6月30日時点で州内預金シェア2.9%の5位。
| 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Loans | 36 | 37 | 37 | 40 | 46 | 51 | 55 | 60 | 63 | 59 | 49 | 45 | 47 | 49 |
| Investment securities | - | - | 19 | 20 | 17 | 14 | 13 | 12 | 11 | 10 | 11 | 16 | 18 | 17 |
| Other investments | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 7 |
| Total interest income | 63 | 60 | 56 | 60 | 63 | 66 | 68 | 73 | 76 | 70 | 60 | 63 | 69 | 72 |
| Deposits | 7 | 6 | 4 | 4 | 5 | 6 | 8 | 11 | 13 | 9 | 4 | 5 | 19 | 31 |
| Advances from the Federal Home Loan Bank | - | - | - | - | - | - | - | - | - | - | - | - | 7 | 7 |
| Advances from the Federal Reserve Bank | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 2 |
| Securities sold under agreements to repurchase | 4 | 3 | - | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total interest expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 41 |
| Net interest income | 51 | 51 | 50 | 53 | 57 | 58 | 59 | 60 | 59 | 58 | 54 | 55 | 43 | 32 |
| Provision (reversal of provision) for credit losses | - | - | - | - | - | - | - | - | - | - | - | - | -0 | 0 |
| Net interest income after provision (reversal of provision) for credit losses | 51 | 51 | 50 | 53 | 56 | 58 | 59 | 60 | 58 | 56 | 56 | 56 | 43 | 32 |
| Service and other fees | - | - | - | - | - | - | - | 2 | 2 | 3 | 2 | 1 | 1 | 1 |
| Bank Owned Life Insurance Income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net gain on sale of loans | - | - | - | - | - | - | - | - | - | - | - | -0 | 0 | 0 |
| Other | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 2 | 0 | 0 |
| Total noninterest income | 5 | 7 | 9 | 5 | 5 | 4 | 4 | 3 | 8 | 7 | 6 | 4 | 2 | 3 |
| Labor and Related Expense | 22 | 21 | 21 | 21 | 21 | 21 | 22 | 22 | 23 | 22 | 22 | 22 | 21 | 20 |
| Occupancy | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 6 | 7 | 7 | 7 |
| Equipment | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 4 | 5 | 5 | 5 |
| Federal deposit insurance premiums | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 1 | 2 |
| Other General and Administrative Expense | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 4 | 5 | 4 | 5 | 4 | 4 | 7 |
| Total noninterest expense | 35 | 34 | 35 | 35 | 36 | 35 | 36 | 37 | 38 | 37 | 38 | 39 | 38 | 41 |
| (Loss) income before income taxes | - | - | - | - | - | - | 26 | 25 | 28 | 25 | 24 | 21 | 7 | -7 |
| Income tax (benefit) expense | 9 | 8 | 9 | 9 | 10 | 11 | 11 | 6 | 6 | 7 | 6 | 5 | 2 | -2 |
| Net (loss) income | 13 | 15 | - | - | - | - | 15 | 19 | 22 | 19 | 17 | 16 | 5 | -4 |
| Earnings Per Share, Basic | 1.19 | 1.47 | 1.51 | 1.53 | 1.63 | 1.8 | 1.61 | 2.07 | 2.38 | 2.03 | 1.92 | 1.81 | 0.58 | -0.5 |
| Earnings Per Share, Diluted | 1.17 | 1.45 | 1.49 | 1.51 | 1.59 | 1.76 | 1.57 | 2.03 | 2.34 | 2.01 | 1.9 | 1.8 | 0.57 | -0.5 |
| Common Stock, Dividends, Per Share, Declared | - | - | 0.62 | 0.7 | 0.76 | 0.92 | 1.2 | 1.14 | 1.49 | 1.02 | 1.02 | 1.02 | 0.74 | 0.08 |