SOUTHERN FIRST BANCSHARES INCSFST

時価総額

$4.5億

PER

地域密着型の中小企業向け銀行業務の有力企業。ClientFIRSTによる商業融資とモバイル・オンラインバンキングを展開。経営陣が643,642株保有で約7.93%（2024年12月31日）。米国東海岸中心に展開。

	2011年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income available to common shareholders	2	5	7	10	13	13	22	28	29	13	16
Provision for credit losses	5	3	4	3	2	2	2	2	6	1	0
Depreciation and other amortization	1	1	1	1	1	1	2	2	4	5	5
Accretion and amortization of securities discounts and premiums, net	-1	-1	-0	-0	-1	-1	-0	-0	-1	-0	-1
(Gain) loss on sale of investment securities available for sale	-	-	-	-	-	0	0	1	0	-	-
(Gain) loss on sale of fixed assets	-0	-	-	-	-	-0	0	-	-0	-	0
Net change in operating leases	-	-	-	-	-	-	-	1	1	0	0
Compensation expense related to stock options and restricted stock grants	0	1	1	1	2	1	2	2	2	2	2
Gain on sale of loans held for sale	-	-	3	5	7	6	5	10	3	4	5
Loans originated and held for sale	-	-	-	-	-	192	204	381	166	147	189
Proceeds from sale of loans held for sale	-	-	104	214	255	194	212	373	178	148	197
Increase in cash surrender value of bank owned life insurance	-	-	-	-	-	-	-	-	-	-	2
Increase in deferred tax asset	1	0	1	1	-0	-3	0	0	0	0	1
Increase in other assets, net	-1	0	0	0	2	1	-0	1	5	1	4
Increase in other liabilities, net	1	0	2	-1	3	2	2	4	4	2	6
Net cash provided by operating activities	-	-	-	-	-	17	32	18	50	18	26
Increase in loans, net	32	95	144	135	160	225	292	268	782	329	30
Purchase of property and equipment	2	2	2	5	5	5	2	8	14	1	1
Available for sale	-	-	-	-	-	-	-	-	13	63	24
Other investments	-	2	2	0	1	3	0	5	28	52	4
Available for sale	14	10	5	12	20	10	9	19	11	8	26
Other investments	1	2	1	1	1	4	0	2	21	43	5
Proceeds from sales of investment securities available for sale	-	-	-	-	-	-	-	-	12	17	-
Proceeds from sale of fixed assets	-	-	-	-	-	-	-	-	0	-	0
Net cash used for investing activities	-	-	-	-	-	-239	-302	-276	-793	-379	-29
Increase in deposits, net	27	104	109	197	105	290	267	228	570	246	56
Increase (decrease) in Federal Home Loan Bank advances and other borrowings	-	-	-	-	-	-48	-17	60	-	-	35
Decrease in subordinated debentures	-	-	-	-	-	-	-	-	-	-	12
Proceeds from the exercise of stock options	-	-	-	-	-	1	1	2	1	1	0
Net cash provided by financing activities	-	-	-	-	-	267	251	312	746	346	10
Net increase (decrease) in cash and cash equivalents	-	-	-	-	-	-	-	-	4	-15	7
Interest	-	-	-	-	-	-	-	25	19	93	119
Income taxes	2	3	5	7	7	8	5	8	12	2	4
Unrealized gain (loss) on securities, net of income taxes	-	-	-	-	-	-	-	-	-13	2	-0
Operating leases	-	-	-	-	-	-	-	21	1	0	-