SOUTHERN FIRST BANCSHARES INCSFST

時価総額

$4.5億

PER

地域密着型の中小企業向け銀行業務の有力企業。ClientFIRSTによる商業融資とモバイル・オンラインバンキングを展開。経営陣が643,642株保有で約7.93%（2024年12月31日）。米国東海岸中心に展開。

	2011年 12月31日	2019年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Cash and due from banks	7	19	19	28	23
Federal funds sold	-	89	101	119	128
Interest-bearing deposits with banks	16	19	51	9	12
Total cash and cash equivalents	23	128	171	156	163
Investment securities available for sale	-	-	93	135	132
Other investments	8	7	11	20	19
Total investment securities	-	-	104	155	152
Mortgage loans held for sale	-	27	4	7	5
Loans	-	-	-	-	3,632
Less allowance for credit losses	-	-	-	-	40
Loans, net	-	-	-	-	3,592
Bank owned life insurance	18	40	51	53	54
Property and equipment, net	17	58	99	94	89
Deferred income taxes, net	-	-	13	12	13
Other assets	8	8	15	17	20
Total assets	768	2,267	3,692	4,056	4,088
Deposits	563	1,876	3,134	3,380	3,436
Federal Home Loan Bank advances and other borrowings	-	-	-	275	240
Subordinated debentures	13	36	36	36	25
Other liabilities	6	39	52	52	56
Total liabilities	705	2,061	3,397	3,743	3,757
Preferred stock, par value $.01 per share, 10,000,000 shares authorized	17	-	-	-	-
Common stock, par value $.01 per share, 20,000,000 shares authorized, 8,164,872 shares issued and outstanding at December 31, 2024; 10,000,000 shares authorized, 8,088,186 shares issued and outstanding at December 31, 2023	0	-	0	0	0
Nonvested restricted stock	0	1	3	4	4
Additional paid-in capital	40	106	119	122	125
Accumulated other comprehensive loss	1	-0	-13	-11	-11
Retained earnings	5	101	192	206	221
Total shareholders’ equity	63	206	295	312	330
Total liabilities and shareholders’ equity	768	2,267	3,692	4,056	4,088