PennyMac Financial Services, Inc.PFSI

時価総額

$67.3億

PER

住宅ローンの大手。ローン新規組成・保守・MSR再取得・サブサービスを展開。2008年創業、従業員約4,100人（2024会計年度末）。2024年12月31日時点で拠点15施設保有。HC Partnersが最大株主。米国全50州で展開。

	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Non-affiliates	-	-	-	-	808	-	-
PennyMac Mortgage Investment Trust	-	-	-	-	17	-2	4
Net gains on loans held for sale at fair value	249	726	2,741	2,464	792	546	817
Non-affiliates	-	-	-	-	161	-	-
PennyMac Mortgage Investment Trust	-	-	-	-	8	-	-
Loan origination fees	102	174	286	384	170	146	186
Loan Fulfillment Fees Receivable from Affiliate	-	-	-	-	-	28	26
Non-affiliates	-	-	-	-	1,055	1,269	1,529
PennyMac Mortgage Investment Trust	-	-	-	-	82	81	83
Others	-	-	-	-	92	135	187
Servicing Fee	691	878	998	1,075	-	-	1,799
Change in fair value of mortgage servicing rights and mortgage servicing liabilities	-	-	-	416	-354	606	433
Mortgage servicing rights hedging results	-	-	918	-475	-631	-237	-832
Change in fair value of mortgage servicing rights and mortgage-backed securities	246	584	559	892	277	842	1,266
Net loan servicing fees	445	294	439	183	951	643	534
Management Fee Revenue	-	-	-	-	-	29	29
Non-affiliates	-	-	-	-	294	-	0
Interest income	216	289	247	300	294	633	794
Interest expense	-	-	-	-	-	-	819
Net interest expense	72	77	-25	-91	-41	-5	-26
Change in fair value of investment in and dividends received from PennyMac Mortgage Investment Trust	-	-	-	-	-	0	-0
Gains (Losses) on Sales of Other Real Estate	-	1	1	2	3	2	1
Repricing of payable to exchanged Private National Mortgage Acceptance Company , LLC unitholders	1	0	0	-	-1	-	-0
Other	985	1,477	3,706	3,167	1,986	1,402	1,594
Total net revenues	-	1,477	3,706	3,167	1,986	1,402	1,594
Compensation	403	503	739	1,000	735	577	633
Loan origination	27	117	220	331	174	115	164
Technology	60	68	113	141	140	143	150
Servicing	-	165	257	110	60	69	106
Professional Fees	28	33	64	94	73	61	38
Occupancy and equipment	27	29	33	36	40	37	33
Marketing Expense	8	-	-	45	47	18	22
Legal settlements	-	-	-	-	-	163	2
Other	26	33	40	51	52	36	46
Total expenses	717	948	1,465	1,808	1,321	1,218	1,193
Income before provision for income taxes	268	529	2,241	1,359	665	184	401
Provision for income taxes	23	136	594	356	190	39	90
Net income	244	393	1,647	1,003	476	145	311
Earnings Per Share, Basic	2.62	5.02	21.91	15.73	8.96	2.89	6.11
Earnings Per Share, Diluted	2.59	4.89	20.92	14.87	8.5	2.74	5.84