PEOPLES FINANCIAL SERVICES CORP.PFIS

時価総額

$5.3億

PER

商業・個人向け銀行業の有力企業。商業不動産・中小企業向け融資や住宅ローン、信託・資産運用サービスを展開。2024年7月に同業を約1.34億ドルで買収。米東部（ペンシルベニア・ニュージャージー・ニューヨーク）展開。

	2011年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Taxable	-	-	-	-	60	65	74	82	84	82	96	129	185
Tax-exempt	1	2	2	2	3	3	4	4	4	4	5	6	7
Taxable	3	2	4	3	3	3	4	4	5	5	8	8	13
Tax-exempt	2	3	3	3	3	3	3	2	1	2	2	2	2
Dividends	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest on interest-bearing deposits in other banks	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest on federal funds sold	0	0	0	0	-	-	-	0	0	0	0	5	4
Total interest income	27	37	64	63	69	74	85	93	94	94	111	150	211
Interest on deposits	4	3	5	5	5	6	9	15	12	7	13	59	88
Interest on short-term borrowings	0	0	0	0	0	1	3	2	1	0	1	2	2
Interest on long-term debt	-	-	-	-	-	-	-	-	1	0	0	1	3
Interest on subordinated debt	-	-	-	-	-	-	-	-	1	2	2	2	2
Interest on junior subordinated debt	-	-	-	-	-	-	-	-	-	-	-	-	0
Total interest expense	-	-	-	-	-	-	-	-	-	-	-	-	95
Net interest income	22	33	57	57	62	66	71	76	80	85	96	87	116
Provision for Other Credit Losses	-	-	-	-	-	-	-	-	-	-	-	1	19
Net interest income after provision for (credit to) credit losses	20	31	54	53	57	61	67	69	72	83	96	86	97
Bank Servicing	-	-	-	-	-	-	8	9	7	6	7	8	11
Credit Card	-	-	-	-	-	-	1	1	1	1	1	1	1
Commission and fees on fiduciary activities	-	-	-	-	-	-	2	2	2	2	2	2	2
Wealth management income	-	-	-	-	-	-	1	2	1	2	1	2	2
Mortgage banking income	0	0	1	1	1	1	1	1	2	1	1	0	0
Bank Owned Life Insurance Income	0	-	-	-	-	-	-	-	1	1	1	1	2
Interest rate swap gain	-	-	-	-	-	-	-	-	2	1	1	0	0
Equity Securities, FV-NI, Gain (Loss)	-	-	-	-	-	-	0	0	-0	0	-0	-0	0
Debt Securities, Gain (Loss)	-	-	-	-	-	-	-	0	1	-	-2	0	0
Total noninterest income	6	12	15	16	16	17	14	15	17	26	12	14	18
Labor and Related Expense	6	16	21	22	22	27	28	31	30	30	34	35	46
Occupancy, Net	3	4	8	9	9	10	11	12	13	13	17	17	22
Acquisition related expenses	-	5	2	-	-	-	-	-	-	-	-	2	16
Amortization of CDI and other intangibles	-	0	1	1	1	1	1	1	1	0	0	0	3
Professional Fees	-	-	-	-	-	2	2	2	2	2	3	3	3
FDIC insurance and assessments	0	0	-	-	-	-	1	1	1	1	1	2	3
Donations	-	-	-	-	-	1	1	1	1	1	1	2	2
Other expenses	6	9	12	12	12	8	7	8	7	7	7	7	11
Total noninterest expense	15	36	46	47	48	51	52	56	55	55	63	68	107
Income before income taxes	-	-	-	-	25	27	28	29	34	54	45	33	8
Income Tax Expense (Benefit)	2	0	5	5	5	8	3	3	5	10	7	5	-0
Net income	8	6	18	18	20	18	25	26	29	44	38	27	8
Unrealized gain (loss) on investment securities available for sale	7	-4	4	-1	-3	-2	-2	5	9	-11	-66	15	3
Reclassification adjustment for net gain (loss) on sales included in net income	-	0	1	1	1	-	-	0	1	-	-2	0	0
Change in benefit plan liabilities	-	-4	4	0	-1	-0	1	-1	1	-2	-0	-1	-2
Change in derivative fair value	-	-	-	-	-	-	0	-	0	-0	-1	-1	1
Other comprehensive income (loss)	-	-	-	-	-	-	-	6	7	-10	-65	15	5
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	-	-	-	-	-	-	-	1	1	-2	-14	3	1
Other comprehensive income (loss), net of income tax expense (benefit)	4	-0	-0	-1	-	-	-	5	5	-8	-51	12	4
Comprehensive income (loss)	12	5	18	16	18	18	24	31	35	36	-13	39	12
Basic	2.49	1.21	2.34	2.36	2.65	2.5	3.37	3.48	4.02	6.05	5.31	3.85	1
Diluted	2.49	1.21	2.34	2.36	2.65	2.5	3.37	3.48	4	6.02	5.28	3.83	0.99
Dividends declared	0.8	1.23	1.24	1.24	1.24	1.26	1.31	1.37	1.44	1.5	1.58	1.64	2.06