NBT BANCORP INCNBTB

時価総額

$23.2億

PER

地域商業銀行の大手、総資産約137.9億ドル（2024年12月31日現在）。商業融資・預金・ウェルスマネジメントを155支店で展開。2023年8月に1.617億ドルで同業買収、2024年9月に資産約21.9億ドルの買収合意（同年12月規制承認）。ニューヨーク等7州42郡で展開。

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	2010年 12月31日	2011年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Net income	57	58	55	62	75	76	78	82	113	121	104	155	152	119	141
Provision	-	-	-	-	-	-	-	-	-	-	51	-8	17	25	20
Depreciation and amortization of premises and equipment	-	5	6	8	8	9	9	9	9	9	10	10	10	11	12
Net amortization on securities	1	-2	-2	-5	-3	-3	-5	-5	-4	-3	-4	-6	-3	-3	-2
Amortization of intangible assets	3	3	3	5	5	5	4	4	4	4	3	3	2	5	8
Amortization of operating lease right-of-use assets	-	-	-	-	-	-	-	-	-	-	-	7	7	7	8
Amount of cash outflow for tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes.	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Stock-based compensation expense	4	3	4	4	4	4	4	4	4	4	5	4	5	5	6
Bank owned life insurance income	3	3	3	4	5	4	5	5	5	5	6	6	6	7	8
Amortization of subordinated debt issuance costs	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Amount of discount on debt instrument repurchased during the period.	-	-	-	-	-	-	-	-	-	-	-	-	-0	-	-
Proceeds from sale of loans held for sale	83	14	65	71	7	72	97	111	103	176	169	55	6	54	154
Originations of loans held for sale	-	-	-	-	-	-	-	-	-	181	158	55	5	56	160
Net gains on sales of loans held for sale	-1	0	2	1	0	0	0	0	0	1	2	0	0	0	0
Net securities gains (losses)	-	-	-	-	-	-	-	-	-6	4	-0	1	-1	-9	3
Net gains on sale of other real estate owned	-1	3	1	1	0	1	1	0	0	-0	0	-0	0	0	0
The charge against earnings resulting from the write down of a minority interest equity investment during the period.	-	-	-	-	-	-	-	-	-	-	-	-	-	5	-
Total deferred	-15	-9	-0	2	8	-	-	-	-	-2	-17	1	-20	6	9
Net change in other assets and other liabilities	-	-	-	-	-	-	-	-	-	5	50	13	8	28	-1
Net cash provided by operating activities	89	84	89	119	-	-	-	137	148	153	142	158	183	157	189
Net cash (used in) provided by acquisitions	-	-	-	-	-	-	2	4	8	-	4	-	3	-45	1
Proceeds from maturities, calls and principal paydowns	511	542	574	377	236	299	325	291	259	274	336	395	214	116	168
Proceeds from sales	-	-	-	-	-	-	-	-	101	26	-	-	-	125	2
Purchases	-	-	-	-	-	-	-	-	132	253	690	776	265	-	293
Proceeds from maturities, calls and principal paydowns	112	47	32	34	45	79	101	104	101	224	243	182	178	101	144
Purchases	49	21	20	85	49	95	157	61	401	71	231	299	365	88	83
The cash outflow associated with the purchase of equity securities.	-	-	-	-	-	-	-	-	0	0	-	-	1	0	0
Net increase in loans	-7	173	278	255	212	315	344	419	331	273	379	9	660	338	338
Proceeds from Federal Home Loan Bank stock redemption	-	-	-	-	78	61	159	249	247	183	63	2	36	92	75
Purchases of Federal Reserve Bank and Federal Home Loan Bank stock	-	-	-	-	-	-	-	-	253	-	-	-	-	-	63
Proceeds from settlement of bank owned life insurance	3	1	-	-	6	2	1	1	-	1	1	4	2	4	1
Purchases of premises and equipment, net	7	10	7	6	9	8	3	7	7	7	8	8	7	9	12
Proceeds from sales of other real estate owned	3	3	4	5	4	4	7	7	4	2	1	1	0	0	0
Net cash used in investing activities	58	-175	-127	-184	-	-	-	-305	-418	-64	-710	-546	-926	-44	-399
Net increase (decrease) in deposits	41	88	135	-8	409	305	369	197	198	220	1,494	1,153	-739	164	578
Net (decrease) increase in short-term borrowings	3	22	-19	271	-139	126	239	37	153	-216	-487	-71	487	-232	-224
Repurchase of subordinated debt	-	-	-	-	-	-	-	-	-	-	-	-	2	-	-
Proceeds from long-term debt	-	-	-	-	-	-	-	-	-	-	-	-	2	25	-
Repayments of long-term debt	-	-	-	-	-	-	-	-	-	-	25	25	11	0	0
Proceeds from the issuance of shares to employee and other stock plans	-	-	-	-	-	-	-	3	1	1	0	0	-	0	0
Cash paid by employer for tax-withholding on stock issuance	-	-	-	-	-	-	-	4	2	2	2	3	2	2	2
Purchase of treasury stock	-	31	15	12	0	27	17	-	-	-	8	22	15	5	0
Cash dividends	28	27	27	34	37	38	39	40	43	46	47	48	50	56	62
Net cash provided (used in) by financing activities	-166	52	72	60	-	-	-	179	291	-53	1,023	985	-329	-105	289
Net increase (decrease) in cash and cash equivalents	-	-	-	-	-	-	-	-	-	36	456	596	-1,072	8	79
Interest expense	-	-	-	-	-	-	-	26	37	56	32	20	21	130	215
Income taxes paid, net of refund	-	-	-	-	-	-	-	34	32	28	46	46	63	28	23
Loans transferred to other real estate owned	-	-	-	5	4	3	7	6	1	1	1	0	0	0	0
Fair value of assets acquired, excluding acquired cash and goodwill	-	67	258	1,505	-	4	3	3	6	-	3	-	1	1,416	4
Fair value of liabilities assumed	-	-	-	-	-	-	-	-	-	-	-	-	-	1,380	-
Common stock issued	-	-	-	-	-	-	-	-	-	-	-	-	-	162	-