ESSA Bancorp, Inc.ESSA

時価総額

$3.7億

PER

22倍

銀行持株会社の有力企業。商業不動産ローンと信託・資産運用手数料を展開。2023年10月1日にCECLを導入、2024年度の連結資産は22億ドル。2024年度の純利益は1700万ドル、預金残高16億ドル。ペンシルベニア州中心に展開。

	2011年 9月30日	2012年 9月30日	2013年 9月30日	2014年 9月30日	2015年 9月30日	2016年 9月30日	2017年 9月30日	2018年 9月30日	2019年 9月30日	2020年 9月30日	2021年 9月30日	2022年 9月30日	2023年 9月30日	2024年 9月30日
Net income	-	-	-	-	-	-	-	7	13	14	16	20	19	17
(Release of) provision for credit losses	-	-	-	-	-	-	-	-	-	-	-	-	-	-1
Depreciation, Depletion and Amortization	1	1	1	1	1	2	1	1	1	1	1	1	1	1
Amortization and accretion of discounts and premiums, net	-1	-2	-2	-1	-2	-4	-4	-4	-3	-2	1	0	1	2
Net loss on sale of investment securities	-	-	-	-	-	-	-	-	0	3	0	-	-0	-
Compensation expense on ESOP	1	0	0	1	1	1	686,000	725,000	700,000	664,000	642,000	792,000	798,000	1
Stock-based compensation	2	2	2	0	0	0	0	0	1	1	1	1	1	1
Amortization of right-of-use-asset	-	-	-	-	-	-	-	-	-	1	1	1	1	1
Unrealized loss on equity securities	-	-	-	-	-	-	-	-	-	-0	0	0	-0	-0
Gain on sale of loans, net	0	0	0	-	-	-	-	-	-	1	2	0	0	0
Origination of residential real estate loans for sale	-	-	-	-	-	-	-	-	-	-	-	-	13	20
Proceeds from sale of residential real estate loans	-	-	-	-	-	-	-	-	-	-	-	-	13	20
Increase in accrued interest receivable	-0	-0	-1	1	0	1	0	0	-0	1	-1	1	3	0
Increase (Decrease) in Interest Payable, Net	-0	-1	-0	-0	0	0	-0	0	0	-1	-1	0	5	-1
Earnings on bank-owned life insurance	-	-	-	-	-	-	-	-	-	-	-	1	1	1
Deferred federal income taxes	-	-	-	-	1	-0	1	5	1	-0	1	-0	0	2
Decrease in accrued pension liability	0	0	5	-0	0	1	0	-0	-0	-1	-0	-0	-0	-0
Loss on foreclosed real estate	-0	-0	0	0	0	-	0	0	0	0	1	0	-0	-0
Amortization of intangible assets	0	0	1	1	1	1	1	0	0	0	0	0	0	0
Other, net	-2	-2	-1	1	3	3	2	3	-2	3	-1	2	-1	-4
Net cash provided by operating activities	10	5	23	-	-	-	-	23	18	20	19	23	21	13
Proceeds from sale of investment securities	-	-	-	-	-	-	-	-	46	116	20	-	1	-
Proceeds from principal repayments and maturities	94	73	96	41	60	75	61	53	47	53	91	124	26	171
Purchases	-	-	-	-	-	-	-	-	-	-	-	113	156	39
Proceeds from principal repayments and maturities	-	-	-	-	0	-	-	-	-	-	1	5	5	5
Increase in loans receivable, net	-	-	-	-	-	-	-	-	-	-	-	-	249	59
Redemption of regulatory stock	-	-	-	-	16	21	22	25	18	21	6	0	31	22
Purchase of regulatory stock	-	-	-	7	16	22	21	24	17	16	3	10	35	23
Proceeds from Sale of Foreclosed Assets	-	-	-	-	-	-	-	2	1	0	1	0	0	0
Purchase of premises, equipment, and software	-	-	-	-	-	-	-	-0	1	1	0	1	1	0
Net cash provided by (used for) investing activities	4	75	34	-	-	-	-	-70	47	15	32	-128	-377	77
Increase (Decrease) in Deposits	98	12	51	-78	-37	-34	60	62	6	201	92	-256	281	-32
Proceeds from (Repayments of) Short-Term Debt	-11	39	-20	85	-17	38	8	42	-72	4	-112	231	144	-95
Proceeds from Other Debt	38	23	28	56	91	101	63	44	107	56	-	-	-	10
Increase (decrease) in advances by borrowers for taxes and insurance	-	-	-	-	-	-	-	-	-0	-	-3	7	-5	0
Purchase of common stock	17	0	15	4	3	0	-	-	8	7	7	2	-	5
Dividends on common stock	2	2	2	3	4	4	4	4	4	5	5	5	6	6
Net cash (used for) provided by financing activities	17	-107	-46	-	-	-	-	48	-56	68	-48	-26	414	-127
(Decrease) increase in cash and cash equivalents	-	-	-	-	-	-	-	2	9	104	3	-131	57	-37
Interest	-	-	-	-	-	-	-	16	21	17	6	3	19	46
Income taxes	2	0	1	-	0	1	0	-0	-	0	-	3	4	3
Transfers from loans to foreclosed real estate	3	3	2	3	3	2	2	1	0	0	0	0	4	-
Initial recognition of operating right-of-use asset	-	-	-	-	-	-	-	-	-	7	-	1	1	1
Initial recognition of operating lease liability	-	-	-	-	-	-	-	-	-	7	-	1	1	1
Unrealized Holding Gain Loss On Investment Securities Available For Sale	-	-	-	-	-	-	-7	-13	15	3	-2	-20	-5	12