CAPITAL ONE FINANCIAL CORPCOF

時価総額

$930.3億

PER

クレジットカード、消費者向け自動車ローン、商業融資の米国大手。変動金利カードや最大84か月の自動車ローン、予測モデルによる自動審査を展開。2024年2月に同業との合併合意。米国中心に英国・カナダで事業展開。

	2011年 12月31日	2012年 12月31日	2013年 12月31日	2014年 12月31日	2015年 12月31日	2016年 12月31日	2017年 12月31日	2018年 12月31日	2019年 12月31日	2020年 12月31日	2021年 12月31日	2022年 12月31日	2023年 12月31日	2024年 12月31日
Loans, including loans held for sale	-	-	18,222	17,662	18,785	21,203	23,388	24,728	25,862	24,074	24,263	28,910	37,410	40,894
Investment securities	1,137	1,329	1,575	1,628	1,575	1,599	1,711	2,211	2,411	1,877	1,446	1,884	2,550	2,873
Other	76	98	101	107	99	89	123	237	240	82	60	443	1,978	2,267
Total interest income	14,987	18,964	19,898	19,397	20,459	22,891	25,222	27,176	28,513	26,033	25,769	31,237	41,938	46,034
Deposits	1,187	1,403	1,241	1,088	1,091	1,213	1,602	2,598	3,420	2,165	956	2,535	9,489	11,493
Securitized debt obligations	-	-	-	145	151	216	327	496	523	232	119	384	959	958
Senior and subordinated notes	-	-	-	299	330	476	731	1,125	1,159	679	488	1,074	2,204	2,333
Other borrowings	337	356	53	47	53	113	102	82	71	44	35	130	45	42
Total interest expense	-	-	-	-	-	-	-	-	-	-	-	-	-	14,826
Net interest income	12,741	16,589	18,106	17,818	18,834	20,873	22,460	22,875	23,340	22,913	24,171	27,114	29,241	31,208
Provision for credit losses	-	-	-	-	-	-	-	-	-	10,264	-1,944	5,847	10,426	11,716
Net interest income after provision for credit losses	10,381	12,174	14,653	14,277	14,298	14,414	14,909	17,019	17,104	12,649	26,115	21,267	18,815	19,492
Interchange fees, net	-	-	-	2,021	2,235	2,452	2,573	2,823	3,179	3,017	3,860	4,606	4,793	4,882
Service charges and other customer-related fees	-	-	-	1,867	1,715	1,646	1,597	1,585	1,330	1,243	1,578	1,625	1,667	1,976
Net securities losses	-	-	-	-	-	-	-	-209	26	25	2	-9	-34	-35
Other	218	512	305	608	659	541	542	1,002	718	1,325	824	905	1,120	1,081
Total non-interest income (loss)	3,538	4,807	4,278	4,472	4,579	4,628	4,777	5,201	5,253	5,610	6,264	7,136	7,546	7,904
Labor and Related Expense	3,023	3,876	4,432	4,593	4,975	5,202	5,899	5,727	6,388	6,805	7,421	8,425	9,302	9,398
Occupancy, Net	490	1,327	1,504	1,745	1,829	1,944	1,939	2,118	2,098	2,118	2,003	2,050	2,160	2,366
Marketing	1,337	1,364	1,373	1,561	1,744	1,811	1,670	2,174	2,274	1,610	2,871	4,017	4,009	4,600
Professional services	-	1,270	1,303	1,216	1,292	1,075	1,097	1,145	1,237	1,312	1,440	1,807	1,268	1,610
Communications and data processing	681	778	885	798	883	1,169	1,177	1,260	1,290	1,215	1,262	1,379	1,383	1,462
Amortization and Impairment of Intangibles	-	-	-	-	-	-	-	-	-	-	-	70	82	77
Other	3,262	2,386	2,153	1,735	1,843	1,971	2,167	2,304	2,084	1,936	1,544	1,415	2,112	2,011
Total non-interest expense	9,332	11,946	12,514	12,180	12,996	13,558	14,194	14,902	15,483	15,056	16,570	19,163	20,316	21,486
Income from continuing operations before income taxes	-	-	-	6,569	5,881	5,484	5,492	7,318	6,874	3,203	15,809	9,240	6,045	5,910
Income tax provision	1,334	1,301	2,025	2,146	1,869	1,714	3,375	1,293	1,341	486	3,415	1,880	1,158	1,163
Income (loss) from continuing operations, net of tax	3,253	3,734	4,392	4,423	4,012	3,770	2,117	6,025	5,533	2,717	12,394	7,360	4,887	4,747
Income from discontinued operations, net of tax	-	-	-	5	38	-19	-135	-10	13	-3	-4	-	-	3
Net income	3,147	3,517	4,159	4,428	4,050	3,751	1,982	6,015	5,546	2,714	12,390	7,360	4,887	4,750
Dividends and undistributed earnings allocated to participating securities	-	-	-	18	20	24	13	40	41	20	105	88	77	77
Preferred stock dividends	-	-	-	67	158	214	265	265	282	280	274	228	228	228
Net income available to common stockholders	3,121	3,487	4,089	4,343	3,872	3,513	1,704	5,710	5,192	2,375	11,965	7,044	4,582	4,445
Income (Loss) from Continuing Operations, Per Basic Share	7.08	6.6	7.45	7.7	7.08	7	3.8	11.92	11.07	5.2	27.05	17.98	11.98	11.6
Income (loss) from discontinued operations (in dollars per share)	-0.23	-0.39	-0.4	0.01	0.07	-0.04	-0.28	-0.02	0.03	-0.01	-0.01	-	-	0.01
Earnings Per Share, Basic	6.85	6.21	7.05	7.71	7.15	6.96	3.52	11.9	11.1	5.19	27.04	17.98	11.98	11.61
Income (Loss) from Continuing Operations, Per Diluted Share	7.03	6.54	7.35	7.58	7	6.93	3.76	11.84	11.02	5.19	26.95	17.91	11.95	11.58
Income (loss) from discontinued operations (in dollars per share)	-0.23	-0.38	-0.39	0.01	0.07	-0.04	-0.27	-0.02	0.03	-0.01	-0.01	-	-	0.01
Earnings Per Share, Diluted	6.8	6.16	6.96	7.59	7.07	6.89	3.49	11.82	11.05	5.18	26.94	17.91	11.95	11.59