AMES NATIONAL CORPATLO
時価総額
$2.1億
PER
地域密着型の銀行持株会社の有力企業。商業・農業・消費者向けローン、預金、資産管理、オンライン・モバイルバンキングを展開。2024年に総資産21.3億ドル、純利益1,021.8万ドルを計上。中部・北中部・南中部のアイオワ州を中心に展開。
| 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Net income | 14 | 14 | 14 | 15 | 15 | 15,734,776 | 13,697,189 | 17,013,878 | 17,194,169 | 18,850,063 | 24 | 19 | 11 | 10 |
| Credit loss expense for loans | 532,961 | 22,277 | 786,390 | 429,140 | 1 | 524,365 | 1,519,596 | 639,316 | 1,314,104 | 5,680,656 | -1 | -1 | 1 | 1 |
| Credit loss expense (benefit) for off-balance sheet credit exposures | - | - | - | - | - | - | - | - | - | - | - | - | 0 | -0 |
| Amortization of securities available-for-sale, loans and deposits, net | 5 | - | - | - | - | - | - | - | - | - | -3 | -2 | -2 | -1 |
| Intangible asset amortization | - | 196,736 | 273,700 | 317,333 | 421,500 | 368,259 | 369,580 | 430,537 | 609,624 | 1 | 1 | 1 | 1 | 0 |
| Depreciation | 741,665 | 787,837 | 797,715 | 892,400 | 1 | 1,209,144 | 1,133,559 | 1,134,007 | 1,235,378 | 1,445,509 | 1 | 1 | 1 | 1 |
| Provision for deferred income taxes | - | - | - | - | - | - | - | - | - | - | - | -1 | -1 | 0 |
| Securities (gains) losses, net | - | - | - | - | - | - | - | - | - | - | - | 0 | 0 | -0 |
| Increase in cash value of bank-owned life insurance | - | - | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 |
| Gain on sales of loans held for sale | 1 | 2 | 1 | 704,051 | 907,875 | 1,082,347 | 783,776 | 780,947 | 1,044,798 | 2,111,893 | 2 | 1 | 0 | 1 |
| Proceeds from the sales of loans held for sale | - | - | - | - | - | 47,700,123 | 32,703,719 | 34,147,449 | 51,213,713 | 95,272,224 | 73 | 27 | 19 | 27 |
| Originations of loans held for sale | - | - | - | - | - | 46,321,024 | 31,677,325 | 33,767,789 | 52,544,413 | 92,004,347 | 70 | 26 | 18 | 27 |
| New Markets Tax Credit projects amortization | - | - | - | - | - | - | - | - | 581,563 | 638,851 | 1 | 1 | 1 | 1 |
| Gain on other real estate owned, net | -148,542 | -32,711 | 50,445 | 95,036 | 100,409 | 218,687 | 14,648 | 222,265 | 44,433 | 21,617 | 0 | - | - | 0 |
| (Increase) in accrued income receivable | - | - | - | - | - | - | - | - | - | - | - | 1 | 2 | 1 |
| Decrease (increase) in other assets | 642,246 | -666,973 | -1,940,557 | -17,711 | -109,864 | -298,656 | 437,556 | -104,515 | 784,589 | -408,345 | -1 | 1 | 0 | -1 |
| Increase (decrease) in accrued interest payable | - | - | - | - | - | - | - | - | - | - | - | - | 4 | -2 |
| Increase in accrued expenses and other liabilities | 258,102 | 13,137 | -47,850 | -655,991 | -221,667 | 512,599 | -198,461 | 250,950 | 891,022 | 459,001 | -2 | -0 | - | 1 |
| Net cash provided by operating activities | 21 | 22 | 24 | 20 | 23 | 21,417,316 | 18,846,070 | 20,705,081 | 20,179,712 | 29,711,791 | 31 | 21 | 19 | 14 |
| Change in interest-bearing time deposits | - | - | - | 2 | -4,476,291 | 4,744,168 | 11,284,694 | -18,439,440 | 61,855,282 | 57,756,377 | - | -2 | -6 | -3 |
| Purchase of securities available-for-sale | - | - | - | - | - | - | - | - | - | - | 375 | 141 | 6 | 15 |
| Proceeds from sale of securities available-for-sale | - | - | - | - | - | - | - | - | - | - | 1 | 11 | 2 | 2 |
| Proceeds from maturities and calls of securities available-for-sale | 139 | 117 | 103 | 70 | 76 | 65,294,571 | 65,725,649 | 72,333,610 | 98,514,145 | 129,702,317 | 120 | 86 | 74 | 110 |
| Purchase of FHLB stock | - | - | - | - | - | - | - | 8,731,300 | 4,060,600 | 1,148,900 | 0 | 14 | 19 | 11 |
| Proceeds from the redemption of FHLB and FRB stock | - | - | - | - | - | - | - | 8,690,900 | 4,477,200 | 1,134,300 | 0 | 13 | 20 | 10 |
| Net (increase) in loans | -21,390,113 | -27,018,212 | -54,934,159 | -49,788,756 | -41,677,319 | -51,414,733 | -20,784,138 | -43,573,057 | -23,459,602 | -86,302,370 | -14 | -81 | -53 | -27 |
| Net proceeds from the sale of other real estate owned | 1 | 1 | 626,596 | 265,694 | 5 | 1,052,178 | 191,564 | 393,115 | 833,721 | 4 | 1 | - | - | 0 |
| Purchase of premises and equipment | -554,102 | 863,375 | 445,785 | 2 | 2 | 267,761 | 518,155 | 616,544 | 780,440 | 1,248,831 | 2 | 3 | 5 | 0 |
| Net cash provided by investing activities | -65,269,781 | -76,955,038 | -47,922,584 | 16 | -34,467,934 | -43,469,983 | -16,895,167 | 8,635,067 | -78,960,941 | -245,343,136 | -269 | -127 | 19 | 72 |
| Increase (decrease) in deposits | 75 | 87 | 7 | -41,474,733 | 22 | 35,247,743 | 24,981,822 | 3,549,380 | 83,595,584 | 223,638,021 | 162 | 20 | -86 | 35 |
| Increase (decrease) in securities sold under agreements to repurchase | -13,162,116 | -14,607,925 | 13 | 9 | 3 | 4,047,452 | -20,912,748 | -5,750,133 | -387,936 | -4,740,551 | 3 | 1 | 13 | -2 |
| Payments on other borrowings | - | - | - | - | - | - | - | - | - | 2,000,000 | - | 3 | 187 | 177 |
| Proceeds from other borrowings | - | - | - | - | - | - | - | - | - | - | - | 4 | 270 | 131 |
| Net (payments on) FHLB short-term borrowings | - | - | - | - | - | - | - | - | - | - | - | - | -11 | -18 |
| Dividends paid | -4,703,424 | 5 | 6 | 7 | 7 | 7,728,058 | 8,100,495 | 10,800,659 | 8,784,906 | 9,071,981 | 9 | 10 | 10 | 9 |
| Stock repurchases | -2,016,498 | - | - | - | - | - | - | 452,220 | 1,808,699 | 1,992,405 | 1 | 2 | - | 1 |
| Net cash (used in) financing activities | 51 | 67 | 14 | -36,232,092 | 12 | 27,524,934 | -5,031,421 | -25,353,632 | 63,014,043 | 205,833,084 | 154 | 45 | -11 | -40 |
| Net increase in cash and cash equivalents | - | - | - | - | - | - | - | - | - | -9,798,261 | -84 | -61 | 27 | 46 |
| Interest | 7 | 6 | 5 | - | - | - | 5,509,886 | 7,387,893 | 10,550,529 | 8,798,822 | 5 | 9 | 26 | 39 |
| Income taxes | - | - | - | 6 | 4 | 5,822,394 | 6,886,832 | 4,633,086 | 3,958,213 | 5,499,334 | 6 | 5 | 2 | 1 |
| Transfer of loans receivable to other real estate owned | - | - | - | 202,409 | 74,609 | 157,372 | 16,668 | 494,944 | 381,600 | 0 | 1 | - | - | 0 |