COMMUNITY BANCORP【CMTV】
時価総額
$2.2億
PER
個人・中小企業向けの地域商業銀行の有力企業。住宅ローン、商業不動産融資、事業融資、信託・資産運用を展開。2007年の買収、2019年にニューハンプシャー州ローン生産オフィス開設、2024年7月に自社株買い枠275,000株承認。北部・中央バーモントで支店11店、ローン生産オフィス2拠点展開。
| 2011年 12月31日 | 2012年 12月31日 | 2013年 12月31日 | 2014年 12月31日 | 2015年 12月31日 | 2016年 12月31日 | 2017年 12月31日 | 2018年 12月31日 | 2019年 12月31日 | 2020年 12月31日 | 2021年 12月31日 | 2022年 12月31日 | 2023年 12月31日 | 2024年 12月31日 | |
| Interest and fees on loans | 21 | 21 | 21 | 21 | 22 | 22 | 24 | 26 | 30 | 32 | 33 | 33 | 42 | 50 |
| Interest on taxable debt securities | 357,437 | 533,018 | 313,755 | 343,554 | 441,808 | 511,339 | 676,352 | 895,165 | 1 | 1 | 1 | 3 | 4 | 4 |
| Interest on tax-exempt debt securities | 996,387 | 992,413 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | - | 203,358 | 361,268 | 321,645 |
| Dividends | - | 82,444 | 59,823 | 90,784 | 116,943 | 138,362 | 172,473 | 125,973 | 100,609 | 81,942 | 56,116 | 82,989 | 138,682 | 228,169 |
| Interest on federal funds sold and overnight deposits | 72,493 | 10,418 | 12,645 | 13,384 | 17,294 | 21,834 | 160,355 | 483,960 | 685,646 | 340,375 | 362,018 | 1 | 769,849 | 1 |
| Total interest income | 23 | 23 | 23 | 23 | 23 | 24 | 26 | 29 | 32 | 33 | 35 | 37 | 47 | 55 |
| Interest on deposits | 4 | 3 | 3 | 3 | 2 | 2 | 2 | 4 | 5 | 4 | 3 | 3 | 9 | 14 |
| Interest on borrowed funds | - | 355,377 | 81,723 | 76,250 | 88,483 | 136,987 | 100,532 | 95,936 | 24,550 | 19,261 | 71,375 | 86,054 | 2 | 4 |
| Interest on repurchase agreements | 141,667 | 144,244 | 111,437 | 62,405 | 69,496 | 76,457 | 87,315 | 190,993 | 299,347 | 254,774 | 88,861 | 166,746 | 747,091 | 797,002 |
| Interest on junior subordinated debentures | 974,257 | 974,257 | 409,938 | 402,011 | 409,432 | 460,142 | 524,696 | 650,361 | 694,573 | 476,666 | 393,105 | 573,603 | 1 | 1 |
| Total interest expense | 6 | 5 | 3 | 3 | 3 | 3 | 3 | 4 | 6 | 5 | 3 | 4 | 13 | 20 |
| Net interest income | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 25 | 26 | 28 | 32 | 33 | 34 | 35 |
| Credit loss expense | - | - | - | - | - | - | - | - | - | - | - | - | 1 | 1 |
| Net interest income after credit loss expense | 16 | 17 | 19 | 19 | 20 | 21 | 23 | 24 | 25 | 27 | 31 | 32 | 33 | 33 |
| Service fees | - | - | - | - | - | - | - | - | - | 3 | 3 | 4 | 4 | 4 |
| Income from sold loans | - | - | - | - | - | - | - | - | - | 1 | 949,212 | 605,848 | 463,444 | 370,360 |
| Other income from loans | - | 899,849 | 725,922 | 593,093 | 738,454 | 839,269 | 846,392 | 879,887 | 904,156 | 1 | 982,295 | 1 | 1 | 1 |
| Net realized gain on sale of securities AFS | - | - | - | - | - | - | - | - | - | - | - | - | 36,707 | - |
| Other income | - | - | - | - | - | - | - | - | - | - | - | 982,831 | 2 | 2 |
| Total non-interest income | 5 | 6 | 6 | 5 | 5 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 7 |
| Salaries and wages | - | - | - | - | - | - | - | - | - | - | - | 8 | 9 | 9 |
| Employee benefits | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 |
| Occupancy expenses, net | 3 | 3 | 3 | 2 | 3 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Other expenses | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 9 | 10 |
| Total non-interest expense | 18 | 19 | 18 | 18 | 19 | 19 | 19 | 20 | 20 | 20 | 22 | 22 | 24 | 25 |
| Income before income taxes | - | - | - | - | - | - | - | - | - | - | - | 17 | 16 | 15 |
| Income tax expense | 234,276 | -139,488 | 1 | 1 | 2 | 2 | 3 | 2 | 2 | 2 | 3 | 3 | 3 | 2 |
| Net income | 4 | 4 | 5 | 5 | 5 | 5 | 6 | 8 | 9 | 11 | 13 | 14 | 13 | 13 |
| Earnings per common share | 0.73 | 0.88 | 1.03 | 1.03 | 0.96 | 1.07 | 1.21 | 1.61 | 1.68 | 2.03 | 2.45 | 2.53 | 2.43 | 2.28 |
| Dividends declared per common share | 0.56 | 0.56 | 0.56 | 0.64 | 0.64 | 0.64 | 0.68 | 0.74 | 0.76 | 0.76 | 0.88 | 0.92 | 0.92 | 0.94 |